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River Terrace Health Care Center

400 Caylor Blvd, Bluffton, IN 46714 · Wells County · (260) 824-8940

67 certified beds, about 42 residents a day · Government - County · Medicare and Medicaid since 2004

CMS high performing icon Part of a continuing care retirement community Certified for Medicaid Certified for Medicare
Overall
5 of 5
Health inspections
5 of 5
Staffing
3 of 5
Quality measures
3 of 5

CMS Care Compare ratings, data as of September 1, 2026 · CCN 155726 · See it on Medicare.gov · Compare with other homes

The record in brief

At its most recent standard inspection, on December 4, 2025, inspectors cited 1 health deficiency (the Indiana average is 7.2, the national average 9.2).

None of its 5 health citations since February 2024 was rated as actual harm or immediate jeopardy.

CMS lists no fines against this home in the last three years.

Nurses and nurse aides worked 3.67 hours per resident per day, against 3.69 across Indiana and 3.86 nationally. Registered nurses accounted for 0.90 of those hours.

61.9% of nursing staff left within the year CMS measured (Indiana average 45.9%).

CMS links it to Ide Management Group, an affiliated group of 10 nursing homes.

Health inspections

Federal rules call for a standard inspection at least every 15 months, plus a visit whenever a complaint is filed. Each mark below is one citation, colored by how serious inspectors rated it. How to read a citation.

Under each citation, the quoted text is the inspector's own summary from the federal statement of deficiencies (CMS form 2567), word for word apart from a privacy scrub; CMS removes residents' and staff names before it publishes the text. The full notes are on Medicare.gov.

Potential for minimal harm Potential for more than minimal harm Actual harm Immediate jeopardy Found on a complaint visit

Where its citations fall on CMS's grid

CMS rates every citation by how much harm it caused (rows) and how many residents it touched (columns). The count in each box is this home's, across all 5 health citations on file.

Severity
Isolated
Pattern
Widespread
Immediate jeopardy
0J
0K
0L
Actual harm
0G
0H
0I
Potential for more than minimal harm
5D
0E
0F
Potential for minimal harm
0A
0B
0C
July 6, 2026Complaint inspection · 1 citation
  1. D
    Provide appropriate treatment and care according to orders, resident’s preferences and goals.
    F684 · Quality of Life and Care · No actual harm, potential for more than minimal harm, isolated · found on a complaint visit · Corrected (the home has a date of correction) August 7, 2026
    Inspectors wroteBased on interview and record review the facility failed to ensure residents received bathing at least 2 times a week (Resident B, Resident C) and physician orders were followed for 2 of 3 residents reviewed (Resident C, Resident D).
December 4, 2025Standard inspection, Complaint inspection · 1 citation
  1. D
    Provide the required documentation or notification related to the resident's needs, appeal rights, or bed-hold policies.
    F628 · Resident Rights · No actual harm, potential for more than minimal harm, isolated · found on a complaint visit · Corrected (the home has a date of correction) December 16, 2025
    Inspectors wroteBased on a record review and interview, the facility failed to ensure discharge paperwork related to the bed hold policy was completed, for 1 of 3 resident reviewed. (Resident 30)
January 10, 2025Standard inspection · 2 citations
  1. D
    Ensure drugs and biologicals used in the facility are labeled in accordance with currently accepted professional principles; and all drugs and biologicals must be stored in locked compartments, separately locked, compartments for controlled drugs.
    F761 · Pharmacy Service · No actual harm, potential for more than minimal harm, isolated · Corrected (the home has a date of correction) January 29, 2025
    Inspectors wroteBased on observation, interview, and record review the facility failed to ensure labeling of open date for 1 of 1 carts reviewed. (Resident 29).
  2. D
    Safeguard resident-identifiable information and/or maintain medical records on each resident that are in accordance with accepted professional standards.
    F842 · Resident Assessment and Care Planning · No actual harm, potential for more than minimal harm, isolated · Corrected (the home has a date of correction) January 29, 2025
    Inspectors wroteBased on interview and record review the facility failed to document catheter output for 1 of 1 resident reviewed. (Resident 12)
February 20, 2024Standard inspection · 1 citation
  1. D
    Ensure drugs and biologicals used in the facility are labeled in accordance with currently accepted professional principles; and all drugs and biologicals must be stored in locked compartments, separately locked, compartments for controlled drugs.
    F761 · Pharmacy Service · No actual harm, potential for more than minimal harm, isolated · Corrected (the home has a date of correction) March 3, 2024
    Inspectors wroteBased on observation, interview, and record review the facility failed to ensure refrigerator temperatures were monitored for 1 of 1 medication rooms reviewed.

Fire safety inspections

30 fire safety citations on file: 20 on December 4, 2025, 5 on January 10, 2025, 5 on February 20, 2024.

Every fire safety citation30 citations
  1. F
    Conduct risk assessment and an All-Hazards approach.
    E 6 · December 4, 2025 · Corrected (the home has a date of correction)
  2. F
    Establish policies and procedures for sheltering.
    E 22 · December 4, 2025 · Corrected (the home has a date of correction)
  3. F
    Establish emergency prep training and testing.
    E 36 · December 4, 2025 · Corrected (the home has a date of correction)
  4. F
    Establish staff and initial training requirements.
    E 37 · December 4, 2025 · Corrected (the home has a date of correction)
  5. F
    Conduct testing and exercise requirements.
    E 39 · December 4, 2025 · Corrected (the home has a date of correction)
  6. F
    Have simulated fire drills held at unexpected times.
    K 712 · December 4, 2025 · Corrected (the home has a date of correction)
  7. F
    To conduct inspection, testing and maintenance of fire doors by qualified individuals.
    K 761 · December 4, 2025 · Corrected (the home has a date of correction)
  8. F
    Have generator or other power source capable of supplying service within 10 seconds.
    K 918 · December 4, 2025 · Corrected (the home has a date of correction)
  9. F
    Ensure that testing and maintenance of electrical equipment is performed.
    K 921 · December 4, 2025 · Corrected (the home has a date of correction)
  10. F
    Have proper fire barriers, ventilation and signs for the transfilling of oxygen.
    K 927 · December 4, 2025 · Corrected (the home has a date of correction)
  11. E
    Meet requirements for sections of health care facilities separated by fire resistive construction.
    K 131 · December 4, 2025 · Corrected (the home has a date of correction)
  12. E
    Add doors in an exit area that do not require the use of a key from the exit side unless in case of special locking arrangements.
    K 222 · December 4, 2025 · Corrected (the home has a date of correction)
  13. E
    Have corridors or aisles that are unobstructed and are at least 8 feet in width.
    K 232 · December 4, 2025 · Corrected (the home has a date of correction)
  14. E
    Provide properly protected cooking facilities.
    K 324 · December 4, 2025 · Corrected (the home has a date of correction)
  15. E
    Have a complete alarm system manually initiated and initiated by fire sprinkler system connection.
    K 342 · December 4, 2025 · Corrected (the home has a date of correction)
  16. E
    Install corridor and hallway doors that block smoke.
    K 363 · December 4, 2025 · Corrected (the home has a date of correction)
  17. E
    Have an externally vented heating system.
    K 522 · December 4, 2025 · Corrected (the home has a date of correction)
  18. E
    Have elevators that firefighters can control in the event of a fire.
    K 531 · December 4, 2025 · Corrected (the home has a date of correction)
  19. E
    Have posted "No-smoking" signs in areas where smoking is not permitted or ashtrays provided where smoking was allowed.
    K 741 · December 4, 2025 · Corrected (the home has a date of correction)
  20. C
    Implement emergency and standby power systems.
    E 41 · December 4, 2025 · Corrected (the home has a date of correction)
  21. F
    Conduct testing and exercise requirements.
    E 39 · January 10, 2025 · Corrected (the home has a date of correction)
  22. E
    Add doors in an exit area that do not require the use of a key from the exit side unless in case of special locking arrangements.
    K 222 · January 10, 2025 · Corrected (the home has a date of correction)
  23. D
    Ensure proper usage of power strips and extension cords.
    K 920 · January 10, 2025 · Corrected (the home has a date of correction)
  24. C
    Install emergency lighting that can last at least 1 1/2 hours.
    K 291 · January 10, 2025 · Corrected (the home has a date of correction)
  25. C
    Ensure receptacles at patient bed locations and where general anesthesia is administered, are tested after initial installation, replacement or servicing.
    K 914 · January 10, 2025 · Corrected (the home has a date of correction)
  26. F
    Establish staff and initial training requirements.
    E 37 · February 20, 2024 · Corrected (the home has a date of correction)
  27. F
    Install emergency lighting that can last at least 1 1/2 hours.
    K 291 · February 20, 2024 · Corrected (the home has a date of correction)
  28. F
    Inspect, test, and maintain automatic sprinkler systems.
    K 353 · February 20, 2024 · Corrected (the home has a date of correction)
  29. F
    Have simulated fire drills held at unexpected times.
    K 712 · February 20, 2024 · Corrected (the home has a date of correction)
  30. F
    Have generator or other power source capable of supplying service within 10 seconds.
    K 918 · February 20, 2024 · Corrected (the home has a date of correction)

Fines and payment denials

CMS lists no fines or payment denials against this home in the last three years. The national average is 0.9 fines per home.

Staffing

Hours of care per resident per day, from the payroll records every home sends CMS. Higher means more staff time with each resident.

MeasureThis homeIndianaUnited States
All nursing staff (RN, LPN and aides)3.673.693.86
Registered nurses0.900.670.69
All nursing staff on weekends3.073.253.42
Nurse aides2.16
Licensed practical nurses0.61
Nursing staff turnover (share who left in a year)61.9%45.9%45.8%
Registered nurse turnover50.0%40.3%42.9%
Administrators who left0

CMS expects 4.22 hours a day for residents as sick as this home's (its case-mix figure). The staffing star compares the two.

Staffing by quarter, from daily payroll records

Every nursing home sends CMS its staff hours for each day (the Payroll Based Journal). Here they are added up by quarter. The latest quarter is the one behind the figures above. In January to March 2026, nursing staff hours per resident were 3.91 on weekdays and 3.07 on weekends, 21% lower on weekends (nationally, weekends ran 15% lower). Contract or agency staff worked 1.6% of nursing hours, against 5.3% nationally. Total nursing hours per resident went from 3.88 in April to June 2025 to 3.67 in January to March 2026.

QuarterAll nursing staffRegistered nursesWeekdaysWeekendsContract staff shareDays with no RN hoursResidents a day
Jan to Mar 20263.670.903.913.07 1.6%0 of 9042
Oct to Dec 20253.771.144.023.15 2.4%0 of 9228
Jul to Sep 20253.551.203.772.99 0.6%0 of 9229
Apr to Jun 20253.881.504.193.11 3.8%0 of 9128
United States, Jan to Mar 20263.750.623.923.335.3%0.5% of days
Indiana, Jan to Mar 20263.630.623.803.193.4%0.4% of days

Hours per resident per day: staff hours in the quarter divided by resident days (the daily census CMS derives from resident assessments). Registered nurses include the director of nursing and RNs with administrative duties; aides include nurse aides in training and medication aides, as in CMS's own staffing measure. How these are calculated.

Staff pay reports

Staff pay at this home

No staff pay figure for this home has passed review yet. A figure appears only after at least 5 reports from at least 3 different people, sent over at least 60 days, have passed review. If you work here, your report helps start one.

Official wage estimates for Indiana

JobMedianMiddle halfEmployed
Indiana, all employers
CNAs (nursing assistants)$18.43$17.80 to $21.3633,640
LPNs and LVNs$31.60$29.35 to $35.3014,480
Registered nurses$40.14$37.86 to $48.2868,980
United States, nursing care facilities
CNAs (nursing assistants)$20.67$17.91 to $22.55534,270
LPNs and LVNs$33.86$30.05 to $37.40188,210
Registered nurses$41.11$37.85 to $47.68142,270

Hourly wages; the middle half runs from the 25th to the 75th percentile. Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025. BLS has no separate estimate for medication aides. These are survey estimates for whole occupations, not figures for any one home.

Work here? Share your pay anonymously

For River Terrace Health Care Center. No name, email or phone, and nothing you could type about a resident: every answer is a number or a choice.

Your job
Employed by
Usual shift
Do you get a shift differential?
Optional questions
Mandatory overtime?
How did staffing feel on your usual shift?

Every report is reviewed before it counts; what it says about the home never decides whether it counts. How pay reports are handled.

How staff pay reports work · CNA pay by state

Quality measures

The measures CMS uses for the quality star. Lower is better for every one of them.

MeasureThis homeIndianaUS
Percentage of long-stay residents whose need for help with daily activities has increased
Long Stay residents, 2025Q2-2026Q1
27.811.013.9
Percentage of long-stay residents with a catheter inserted and left in their bladder
Long Stay residents, 2025Q2-2026Q1
0.70.40.8
Percentage of long-stay residents with a urinary tract infection
Long Stay residents, 2025Q2-2026Q1
12.81.11.6
Percentage of long-stay residents experiencing one or more falls with major injury
Long Stay residents, 2025Q2-2026Q1
3.93.93.2
Percentage of short-stay residents who newly received an antipsychotic medication
Short Stay residents, 2025Q2-2026Q1
4.51.21.6
Percentage of long-stay residents whose ability to walk independently worsened
Long Stay residents, 2025Q2-2026Q1
29.511.914.1
Percentage of long-stay residents with pressure ulcers
Long Stay residents, 2025Q2-2026Q1
1.83.64.6
Percentage of long-stay residents who received an antipsychotic medication
Long Stay residents, 2025Q2-2026Q1
5.913.615.4
Percentage of short-stay residents who were rehospitalized after a nursing home admission
Short Stay residents, 20250101-20251231
16.822.223.8
Percentage of short-stay residents who had an outpatient emergency department visit
Short Stay residents, 20250101-20251231
5.310.812.0

Short-term rehab results

For a stay to recover after a hospital visit, these are the results CMS publishes for River Terrace Health Care Center's Medicare short-stay residents. On returning residents home or to the community, CMS rates it no different from the national rate (54.2% of residents, after adjusting for how sick they were). How to read these, and what Medicare pays for.

Went home or back to the community

54.2% this home

No different from the national rate

US median of homes 51.5% · Indiana: 111 better, 7 worse

Rate of successful return to home or community from a SNF (risk-standardized discharge to community rate). Higher is better. October 2022 to September 2024. 26 eligible stays.

Potentially preventable readmissions

10.0% this home

No different from the national rate

US median of homes 10.7% · Indiana: 0 better, 17 worse

Rate of potentially preventable hospital readmissions 30 days after discharge from a SNF (risk-standardized rate). Lower is better. October 2022 to September 2024. 31 eligible stays.

Infections that led to a hospital stay

Not reported

CMS note: The number of residents or resident stays is too small to report. Call the facility to discuss this quality measure.

US median of homes 7.1% · Indiana: 0 better, 4 worse

Percentage of infections residents got during their SNF stay that resulted in hospitalization (risk-standardized rate). Lower is better. October 2023 to September 2024. 21 eligible stays.

Self-care and mobility at discharge

Not reported

CMS note: The number of residents or resident stays is too small to report. Call the facility to discuss this quality measure.

Median of homes: Indiana60.0% · US 56.6%

Percentage of residents who are at or above an expected ability to care for themselves and move around at discharge. Higher is better. October 2024 to September 2025. 17 residents counted.

Falls with major injury

0.0% this home

Median of homes: Indiana0.0% · US 0.0%

Percentage of SNF residents who experience one or more falls with major injury during their SNF stay. Lower is better. October 2024 to September 2025. 23 residents counted.

New or worsened pressure ulcers

0.0% this home

Median of homes: Indiana1.4% · US 1.7%

Percentage of residents with pressure ulcers or pressure injuries that are new or worsened (adjusted rate). Lower is better. October 2024 to September 2025. 23 residents counted.

Medication list given at discharge

Not reported

CMS note: The number of residents or resident stays is too small to report. Call the facility to discuss this quality measure.

Median of homes: Indiana100.0% · US 98.7%

Percentage of residents where the SNF provided a current medication list to the resident, family, and/or caregiver at final discharge. Higher is better. October 2024 to September 2025. 7 residents counted.

Source: CMS Skilled Nursing Facility Quality Reporting Program - Provider Data, released 2026-09-30. Better, no different and worse are CMS's own comparisons with the national rate, after adjusting for how sick residents were. Medians of homes and the state counts are worked out by us from the same file.

Owners and operators

Legal business name: ADAMS COUNTY MEMORIAL HOSPITAL. CMS links this home to Ide Management Group, a group of 10 nursing homes averaging 3.2 stars overall.

NameRoleTypeShareSince
Cibc Bank USA5% or greater mortgage interestOrganization11/01/2020
Smith, ScottCorporate officerIndividual01/01/2020
Sprunger, KyleCorporate officerIndividual01/01/2018
Wheeler, DaneCorporate officerIndividual02/01/2015
River Terrace Re Nursing and Rehabilitation LLCOperational/managerial controlOrganization11/01/2020
Borne-Bauman, CandiceOperational/managerial controlIndividual01/01/2019
Flueckiger, RussellOperational/managerial controlIndividual02/01/2015
Lehman, ScottOperational/managerial controlIndividual07/14/2020
Macklin, LarryOperational/managerial controlIndividual02/01/2015
McIntire, DavidOperational/managerial controlIndividual01/01/2019
Smith, ScottOperational/managerial controlIndividual01/01/2020
Sprunger, KyleOperational/managerial controlIndividual01/01/2018
Wheeler, DaneOperational/managerial controlIndividual02/01/2015
Williams, LloydOperational/managerial controlIndividual11/01/2020
Zehr, MalloryOperational/managerial controlIndividual08/16/2024
Greatorex, TinaIndividual is an owner, partner or trustee of any ADP of the SNFIndividual12/24/2025
Schiowitz, MarcIndividual is an owner, partner or trustee of any ADP of the SNFIndividual12/24/2025
Sebbag, GabrielIndividual is an owner, partner or trustee of any ADP of the SNFIndividual12/24/2025
Borne-Bauman, CandiceTrustee of the SNFIndividual01/01/2019
Flueckiger, RussellTrustee of the SNFIndividual02/01/2015
Lehman, ScottTrustee of the SNFIndividual07/14/2020
Macklin, LarryTrustee of the SNFIndividual02/01/2025
McIntire, DavidTrustee of the SNFIndividual01/01/2019
400 Caylor Propco LLCAdp of the SNFOrganization11/01/2020
Advanced Care Consultants LLCAdp of the SNFOrganization09/01/2022
Blue Management Services LLCAdp of the SNFOrganization01/01/2024
Clinical Consulting Services LLCAdp of the SNFOrganization11/01/2020
First Bank of BerneAdp of the SNFOrganization01/01/2020
Jsj Holdings LLCAdp of the SNFOrganization12/23/2025
Lme Family Holdings LLCAdp of the SNFOrganization11/01/2020
Midwest in Opco LLCAdp of the SNFOrganization12/23/2025
River Terrace Re Nursing and Rehabilitation LLCAdp of the SNFOrganization11/01/2020
Samara Family Holdings LLCAdp of the SNFOrganization12/23/2025
Summation Financial Services LLCAdp of the SNFOrganization11/01/2020
Williams, LloydAdp of the SNFIndividual11/01/2020
Zehr, MalloryAdp of the SNFIndividual08/16/2024

As listed in the CMS ownership file, which names owners with a 5% or greater stake and the people and companies with operational or managerial control.

Questions to ask on a visit

Chosen from this home's own inspection record.

  1. How are medications reviewed, and how often are antipsychotic or sedating drugs used?Inspectors cited 2 problems in this area, most recently on January 10, 2025: "Ensure drugs and biologicals used in the facility are labeled in accordance with currently accepted professional principles; and all drugs and biologicals must be stored in locked compartments, separately locked, compartments for controlled drugs."
  2. How do you prevent falls and pressure injuries, and how are families told when one happens?Inspectors cited 1 problem in this area, most recently on July 6, 2026: "Provide appropriate treatment and care according to orders, resident’s preferences and goals."
  3. How do residents and families raise a complaint or grievance, and how fast is it answered?Inspectors cited 1 problem in this area, most recently on December 4, 2025: "Provide the required documentation or notification related to the resident's needs, appeal rights, or bed-hold policies."
  4. When is the care plan meeting, and can family attend it?Inspectors cited 1 problem in this area, most recently on January 10, 2025: "Safeguard resident-identifiable information and/or maintain medical records on each resident that are in accordance with accepted professional standards."
  5. Who is on the floor on Saturday and Sunday, and how many residents does each aide care for?Weekend nurse staffing here was 3.07 hours per resident per day, below the Indiana average of 3.25.

Other nursing homes nearby

Indiana contacts for a concern about a nursing home

These are the official offices in Indiana. NursingHomeClear cannot take or act on complaints.

Common questions

What is River Terrace Health Care Center's Medicare star rating?
CMS rates River Terrace Health Care Center 5 out of 5 stars overall, with 5 for health inspections, 3 for staffing and 3 for quality measures (CMS data as of September 1, 2026).
How many deficiencies did River Terrace Health Care Center get at its last inspection?
1 health deficiency at the standard inspection on December 4, 2025. The Indiana average is 7.2.
Has River Terrace Health Care Center been fined?
CMS lists no fines in the last three years.
Does River Terrace Health Care Center accept Medicaid?
It is certified to take Medicaid (CMS lists it as "Medicare and Medicaid"). Certification does not mean a Medicaid bed is open: ask the admissions office.
Who owns River Terrace Health Care Center?
CMS lists 36 owners and managers, and links the home to Ide Management Group. Legal business name: ADAMS COUNTY MEMORIAL HOSPITAL.

Sources

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