River Oaks Care Center
1001 North Walnut, Steele, MO 63877 · Pemiscot County · (573) 695-2121
90 certified beds, about 62 residents a day · For profit - Individual · Medicare and Medicaid since 1983
CMS Care Compare ratings, data as of September 1, 2026 · CCN 265210 · See it on Medicare.gov · Compare with other homes
The record in brief
At its most recent standard inspection, on August 8, 2025, inspectors cited 5 health deficiencies (the Missouri average is 11.4, the national average 9.2).
Of 15 health citations since May 2023, 2 were rated as actual harm or immediate jeopardy to residents (2 immediate jeopardy).
CMS lists 1 fine totaling $41,389 in the last three years; the largest was $41,389, and the latest is dated November 20, 2024.
Nurses and nurse aides worked 3.40 hours per resident per day, against 3.43 across Missouri and 3.86 nationally. Registered nurses accounted for 0.34 of those hours.
60.6% of nursing staff left within the year CMS measured (Missouri average 56.0%).
CMS links it to Circle B Enterprises, an affiliated group of 36 nursing homes.
Health inspections
Federal rules call for a standard inspection at least every 15 months, plus a visit whenever a complaint is filed. Each mark below is one citation, colored by how serious inspectors rated it. How to read a citation.
Under each citation, the quoted text is the inspector's own summary from the federal statement of deficiencies (CMS form 2567), word for word apart from a privacy scrub; CMS removes residents' and staff names before it publishes the text. The full notes are on Medicare.gov.
Where its citations fall on CMS's grid
CMS rates every citation by how much harm it caused (rows) and how many residents it touched (columns). The count in each box is this home's, across all 15 health citations on file.
August 8, 2025Standard inspection · 5 citations
- E Honor the resident's right to a safe, clean, comfortable and homelike environment, including but not limited to receiving treatment and supports for daily living safely.
Inspectors wroteBased on observation, interview, and record review, the facility failed to provide a safe, clean and comfortable homelike environment. This deficient practice had the potential to affect all residents in the facility. The facility census was 67. Review of the facility's policy titled, Homelike Environment, revised February 2021, showed: - Residents are provided with a safe, clean, comfortable, homelike environment and encouraged to use their personal belongings to the extent possible; - The facility staff and management maximizes, to the extent possible, the characteristics of the facility that reflect a personalized, homelike setting such as a clean, sanitary and orderly environment. Observations on 08/05/25 at 3:03 P.M., and 08/06/25 at 8:00 P.M., of the 300 Hall showed: - A ceiling vent with a buildup of dust and rust in the hallway outside room [ROOM NUMBER]; [...]
- D Create and put into place a plan for meeting the resident's most immediate needs within 48 hours of being admitted
Inspectors wroteBased on observation, interview, and record review, the facility failed to develop and implement a baseline care plan for one resident (Resident #70) out of three sampled closed resident records that included the instructions needed to provide effective and person-centered care to meet professional standards of quality care. The facility census was 67. [...]
- D Provide care or services that was trauma informed and/or culturally competent.
Inspectors wroteBased on observation, interview, and record review, the facility failed to identify, assess, and provide supportive interventions for two residents (Residents #7 and #17) out of four sampled residents with a diagnosis of post traumatic stress disorder (PTSD - a mental health condition triggered by a terrifying event - either experiencing it or witnessing it; symptoms may include flashbacks, nightmares and severe anxiety, as well as uncontrollable thoughts about the event). The facility's census was 67. Review of the facility's policy titled, Trauma Informed Care and Culturally Competent Care, revised August 2022, showed: - To guide staff in providing care that is culturally competent and trauma-informed in accordance with professional standards of practice; - To address the needs of trauma survivors by minimizing triggers and/or re-traumatization; [...]
- D Ensure medication error rates are not 5 percent or greater.
Inspectors wroteBased on observation, interview and record review, the facility failed to maintain a medication error rate of less than 5 percent (%). There were 26 opportunities with 10 errors made, resulting in an error rate of 38.46% for one resident (Resident #40) in the sample and one resident (Resident #10) outside the sample of six sampled residents. The facility's census was 67. Review of the facility's policy titled, Administering Medications, revised April 2019, showed:- Medications are administered in accordance with prescribers' orders, including any required time frame;- Medication errors are documented, reported, and reviewed by the QAPI committee to inform process changes and or the need for additional staff training. [...]
- D Develop and implement policies and procedures for flu and pneumonia vaccinations.
Inspectors wroteBased on interview and record review, the facility failed to provide and document that residents received or declined Influenza (a viral infection of the respiratory system) immunizations and failed to provide and document pertinent education to the resident or resident representative regarding the benefits, side effects, or warnings of those immunizations for five residents (Residents #1, #9, #40, #41, and #49) out of five sampled residents. The facility's census was 67. [...]
November 20, 2024Complaint inspection · 2 citations
- J Protect each resident from all types of abuse such as physical, mental, sexual abuse, physical punishment, and neglect by anybody.
Inspectors wroteBased on interview and record review, the facility failed to ensure two residents (Residents #1 and #2) were free from physical and verbal abuse by staff. On 11/07/24, Certified Nurse Aide (CNA) A hit Resident #2 on the hand with a mug. The resident reported this to the administrator, in front of a witness. CNA A continued to work and measures were not taken after this incident to protect residents from further abuse. On 11/11/24, CNA A cursed at, shook and roughly threw Resident #1 into bed. This was witnessed by another staff member who reported up the command chain and the administrator was informed. The facility census was 73. The administrator was notified on 11/14/24 at 4:15 P.M., of an Immediate Jeopardy (IJ) which began on 11/07/24. The IJ was removed on 11/14/24, as confirmed by surveyor onsite verification. [...]
- J Respond appropriately to all alleged violations.
Inspectors wroteBased on interview and record review, the facility failed to thoroughly investigate reports of abuse for two residents (Residents #1 and #2), out of seven sampled residents. While providing care, on 11/07/24, Certified Nurse Aide (CNA) A hit Resident #2 on the hand with a mug. This was reported to the Administrator (ADM) by the resident. The allegation was not investigated and CNA A continued to work. On 11/11/24, Resident #1 was shaken and thrown on the bed by CNA A. The ADM did not investigate the allegations as per the facility policy and procedure. The facility census was 73. The administrator was notified on 11/14/24 at 4:15 P.M., of an Immediate Jeopardy (IJ) which began on 11/07/24. The IJ was removed on 11/14/24, as confirmed by surveyor onsite verification. Review of the facility's policy titled, Abuse Prevention Program, dated September 2019, showed: [...]
August 16, 2024Standard inspection, Complaint inspection · 5 citations
- D Honor the resident's right to a safe, clean, comfortable and homelike environment, including but not limited to receiving treatment and supports for daily living safely.
Inspectors wroteBased on observation, interview, and record review, the facility failed to provide a safe, clean and comfortable homelike environment. This deficient practice had the potential to affect all residents in the facility. The facility census was 74. Record review of the facility's Homelike Environment policy, revised February 2021, showed: - Residents are provided with a safe, clean, comfortable and homelike environment and encouraged to use their personal belongings to the extent possible; - Staff provide person-centered care that emphasizes the residents' comfort, independence and personal needs and preferences; - The facility staff and management maximize, to the extent possible, the characteristics of the facility that reflect a personalized, homelike setting which include clean, sanitary and orderly environment. 1. [...]
- D Ensure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents.
Inspectors wroteBased on observation, interview and record review, the facility failed to provide a safe transfer for two residents (Residents #62 and #67) out of 18 sampled residents, when staff did not utilize a gait belt (a thick fabric or vinyl belt that is placed around a patient's waist to help with mobility and prevent falls) as directed by therapy recommendations and the resident's care plan. The facility census was 74. Review of the facility's policy titled, Safe Lifting and Movement of Residents, revised July 2017, showed: - Nursing staff, in conjunction with the rehabilitation staff, shall assess individual resident's needs for transfer assistance on an ongoing basis. Staff will document resident transferring and lifting needs in the care plan. [...]
- D Ensure that feeding tubes are not used unless there is a medical reason and the resident agrees; and provide appropriate care for a resident with a feeding tube.
Inspectors wroteBased on observation, interview and record review, the facility failed to ensure gastric residual volume (the amount of liquid that drains from the stomach after enteral feeding is administered) was measured prior to administering tube feeding for two residents (Residents #62 and #15) out of two sampled residents. The facility also failed to follow standards of practice by using a plunger (used to force liquid into feeding tube catheter) during tube feeding on one resident (Resident #15) out of two sampled residents. The facility census was 74. Record review of the facility's policy, Enteral Nutrition, last revised November 2018, showed: - The provider will consider the need for supplemental orders, including: -Checks for gastric residual volume (GRV) before feeding and medication - The facility did not provide a policy on plunger use during a tube feed. 1. [...]
- D Provide pharmaceutical services to meet the needs of each resident and employ or obtain the services of a licensed pharmacist.
Inspectors wroteBased on observation, interview, and record review, the facility failed to implement procedures to ensure medications were accurately administered, documented, disposed of and reconciled for one resident (Resident #100) outside of the 18 sampled residents. The facility census was 74. Review of the facility's policy titled, Pharmacy and Medication Administration, undated, showed: - Narcotics must be counted at the beginning and end of each shift and signed on the narcotic log by the oncoming and off going nurse or medication technician; - Monitoring the log weekly can help identify any missed counts or lax in counting by particular staff. [...]
- D Provide and implement an infection prevention and control program.
Inspectors wroteBased on observation, interview, and record review, the facility failed to use proper infection control techniques for glove use during wound care for two residents (Resident #24 and #56) and during incontinent care for two residents (Resident #62 and #67) out of four sampled residents. The facility census was 74. Review of the facility's policy, Infection Control, revised October 2018, showed: - This facility's infection control policies and practices are intended to facilitate maintaining a safe, sanitary and comfortable environment and to help prevent and manage transmission of diseases and infections; - The objectives of our infection control policies and practices are to: - Prevent, detect, investigate, and control infections in the facility; - Maintain a safe, sanitary, and comfortable environment for personnel, residents, visitors, and the general public. [...]
May 4, 2023Standard inspection · 3 citations
- E Honor the resident's right to a safe, clean, comfortable and homelike environment, including but not limited to receiving treatment and supports for daily living safely.
Inspectors wroteBased on observation, interview, and record review, the facility failed to provide a safe, clean and comfortable homelike environment. This deficient practice had the potential to affect all residents in the facility. The facility census was 68. Record review of the facility's Homelike Environment policy, revised February 2021, showed: - Residents are provided with a safe, clean, comfortable and homelike environment and encouraged to use their personal belongings to the extent possible; - Staff provides person-centered care that emphasizes the residents' comfort, independence and personal needs and preferences; - The facility staff and management maximizes, to the extent possible, the characteristics of the facility that reflect a personalized, homelike setting which include a clean, sanitary and orderly environment. 1. Observations on 5/1/23 at 10:35 A.M., 5/2/23 at 9:27 A.M. [...]
- D Create and put into place a plan for meeting the resident's most immediate needs within 48 hours of being admitted
Inspectors wroteBased on interview and record review, the facility failed to implement a baseline care plan upon admission with specific interventions for one resident (Resident #2) out of two sampled residents. The facility census was 68. Record review of the facility's Care Plans - Baseline policy, revised March 2022, showed: - A baseline plan of care to meet the resident's immediate health and safety needs is developed for each resident within 48 hours of admission; - The baseline care plan includes instructions needed to provide effective, person-centered care of the resident that meet professional standards of quality care and must include the minimum healthcare information necessary to properly care for the resident, but not limited to: initial goals based on admission orders and discussion with the resident/representative, physician goals, dietary orders, therapy services, and social services; [...]
- D Ensure drugs and biologicals used in the facility are labeled in accordance with currently accepted professional principles; and all drugs and biologicals must be stored in locked compartments, separately locked, compartments for controlled drugs.
Inspectors wroteBased on observation, interview, and record review, the facility failed to store medications in a safe, secure, and orderly manner by allowing medications to sit at the bedside of one resident (Resident #68) out of 17 sampled residents. This had the potential to affect all residents. The facility census was 68. Review of the facility's Storage of Medications policy, undated, showed: - Drugs and biologicals are stored in locked compartments; - Only persons authorized to prepare and administer medication have access. 1. Review of Resident #68's medical record showed: - admission date of 02/23/23; - No order for magnesium (a dietary supplement); - No order for Tums (medication used to treat symptoms caused by too much stomach acid). Observations on 05/01/23 at 11:40 A.M., and 05/03/23 at 03:00 P.M., showed: [...]
Fire safety inspections
4 fire safety citations on file: 1 on August 16, 2024, 3 on May 4, 2023.
Every fire safety citation4 citations
- F Properly select, install, inspect, or maintain portable fire extinguishes.
- F Install proper backup exit lighting.
- F Provide properly protected cooking facilities.
- F Ensure proper usage of power strips and extension cords.
Fines and payment denials
| Date | Penalty | Amount or length |
|---|---|---|
| November 20, 2024 | Fine | $41,389 |
A payment denial means Medicare and Medicaid stopped paying for new admissions for that period.
Staffing
Hours of care per resident per day, from the payroll records every home sends CMS. Higher means more staff time with each resident.
| Measure | This home | Missouri | United States |
|---|---|---|---|
| All nursing staff (RN, LPN and aides) | 3.40 | 3.43 | 3.86 |
| Registered nurses | 0.34 | 0.46 | 0.69 |
| All nursing staff on weekends | 3.03 | 3.01 | 3.42 |
| Nurse aides | 2.39 | ||
| Licensed practical nurses | 0.67 | ||
| Nursing staff turnover (share who left in a year) | 60.6% | 56.0% | 45.8% |
| Registered nurse turnover | 40.0% | 47.8% | 42.9% |
| Administrators who left | 1 |
CMS expects 3.81 hours a day for residents as sick as this home's (its case-mix figure). The staffing star compares the two.
Staffing by quarter, from daily payroll records
Every nursing home sends CMS its staff hours for each day (the Payroll Based Journal). Here they are added up by quarter. The latest quarter is the one behind the figures above. In January to March 2026, nursing staff hours per resident were 3.55 on weekdays and 3.03 on weekends, 15% lower on weekends (nationally, weekends ran 15% lower). Contract or agency staff worked 0.0% of nursing hours, against 5.3% nationally. Total nursing hours per resident went from 3.07 in April to June 2025 to 3.40 in January to March 2026.
| Quarter | All nursing staff | Registered nurses | Weekdays | Weekends | Contract staff share | Days with no RN hours | Residents a day |
|---|---|---|---|---|---|---|---|
| Jan to Mar 2026 | 3.40 | 0.34 | 3.55 | 3.03 | 0.0% | 0 of 90 | 62 |
| Oct to Dec 2025 | 3.35 | 0.27 | 3.50 | 2.99 | 0.0% | 0 of 92 | 64 |
| Jul to Sep 2025 | 3.52 | 0.28 | 3.68 | 3.12 | 0.0% | 0 of 92 | 64 |
| Apr to Jun 2025 | 3.07 | 0.26 | 3.26 | 2.62 | 0.0% | 0 of 91 | 63 |
| United States, Jan to Mar 2026 | 3.75 | 0.62 | 3.92 | 3.33 | 5.3% | 0.5% of days | |
| Missouri, Jan to Mar 2026 | 3.34 | 0.40 | 3.50 | 2.93 | 3.9% | 1.1% of days |
Hours per resident per day: staff hours in the quarter divided by resident days (the daily census CMS derives from resident assessments). Registered nurses include the director of nursing and RNs with administrative duties; aides include nurse aides in training and medication aides, as in CMS's own staffing measure. How these are calculated.
Staff pay reports
Staff pay at this home
No staff pay figure for this home has passed review yet. A figure appears only after at least 5 reports from at least 3 different people, sent over at least 60 days, have passed review.
Official wage estimates for Missouri
| Job | Median | Middle half | Employed |
|---|---|---|---|
| Missouri, all employers | |||
| CNAs (nursing assistants) | $18.11 | $17.02 to $20.00 | 34,050 |
| LPNs and LVNs | $29.58 | $27.06 to $33.77 | 14,700 |
| Registered nurses | $39.32 | $36.56 to $47.39 | 76,310 |
| United States, nursing care facilities | |||
| CNAs (nursing assistants) | $20.67 | $17.91 to $22.55 | 534,270 |
| LPNs and LVNs | $33.86 | $30.05 to $37.40 | 188,210 |
| Registered nurses | $41.11 | $37.85 to $47.68 | 142,270 |
Hourly wages; the middle half runs from the 25th to the 75th percentile. Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025. BLS has no separate estimate for medication aides. These are survey estimates for whole occupations, not figures for any one home.
Quality measures
The measures CMS uses for the quality star. Lower is better for every one of them.
| Measure | This home | Missouri | US |
|---|---|---|---|
| Percentage of long-stay residents whose need for help with daily activities has increased Long Stay residents, 2025Q2-2026Q1 | 7.8 | 18.1 | 13.9 |
| Percentage of long-stay residents with a catheter inserted and left in their bladder Long Stay residents, 2025Q2-2026Q1 | 1.6 | 1.1 | 0.8 |
| Percentage of long-stay residents with a urinary tract infection Long Stay residents, 2025Q2-2026Q1 | 2.5 | 2.3 | 1.6 |
| Percentage of long-stay residents experiencing one or more falls with major injury Long Stay residents, 2025Q2-2026Q1 | 2.0 | 4.1 | 3.2 |
| Percentage of short-stay residents who newly received an antipsychotic medication Short Stay residents, 2025Q2-2026Q1 | 5.6 | 2.2 | 1.6 |
| Percentage of long-stay residents whose ability to walk independently worsened Long Stay residents, 2025Q2-2026Q1 | 11.1 | 17.4 | 14.1 |
| Percentage of long-stay residents with pressure ulcers Long Stay residents, 2025Q2-2026Q1 | 3.7 | 4.5 | 4.6 |
| Percentage of long-stay residents who received an antipsychotic medication Long Stay residents, 2025Q2-2026Q1 | 28.1 | 23.5 | 15.4 |
| Number of hospitalizations per 1000 long-stay resident days Long Stay residents, 20250101-20251231 | 3.3 | 2.1 | 1.9 |
| Number of outpatient emergency department visits per 1000 long-stay resident days Long Stay residents, 20250101-20251231 | 4.0 | 2.3 | 1.8 |
Owners and operators
Legal business name: STEELE NO 1 INC. CMS links this home to Circle B Enterprises, a group of 36 nursing homes averaging 2.5 stars overall.
| Name | Role | Type | Share | Since |
|---|---|---|---|---|
| Circle B Enterprises Holding Company Inc | 5% or greater direct ownership interest | Organization | 100% | 01/01/1996 |
| Bedell, Donald | Corporate director | Individual | 10/31/2000 | |
| Beaird, Todd | Corporate officer | Individual | 01/01/2022 | |
| Bedell, Donald | Corporate officer | Individual | 01/06/1997 | |
| Agh1 LLC | Operational/managerial control | Organization | 12/02/2016 | |
| Sovereign Healthcare Group LLC | Operational/managerial control | Organization | 04/23/2021 | |
| Arshad, Abdullah | Operational/managerial control | Individual | 04/25/2017 | |
| Bedell, Donald | Operational/managerial control | Individual | 01/06/1997 | |
| Spence, Elizabeth | Operational/managerial control | Individual | 01/02/2026 | |
| Bedell, Bryan | Individual is an owner, partner or trustee of any ADP of the SNF | Individual | 05/12/2025 | |
| Agh1 LLC | Adp of the SNF | Organization | 03/25/2025 | |
| Dcb Real Estate Partnership LP | Adp of the SNF | Organization | 04/11/2025 | |
| Fg LLC | Adp of the SNF | Organization | 12/02/2016 | |
| Forvis Mazars LLP | Adp of the SNF | Organization | 08/16/2021 | |
| Mid States Inc | Adp of the SNF | Organization | 11/01/2010 | |
| Sovereign Healthcare Group LLC | Adp of the SNF | Organization | 04/06/2025 | |
| Steele Development Properties LLC | Adp of the SNF | Organization | 01/01/2010 | |
| Van De Ven LLC | Adp of the SNF | Organization | 01/01/2000 | |
| Arshad, Abdullah | Adp of the SNF | Individual | 04/25/2017 | |
| Beaird, Todd | Adp of the SNF | Individual | 01/01/2022 | |
| Spence, Elizabeth | Adp of the SNF | Individual | 01/02/2026 |
As listed in the CMS ownership file, which names owners with a 5% or greater stake and the people and companies with operational or managerial control.
Questions to ask on a visit
Chosen from this home's own inspection record.
- How do residents and families raise a complaint or grievance, and how fast is it answered?Inspectors cited 3 problems in this area, most recently on August 8, 2025: "Honor the resident's right to a safe, clean, comfortable and homelike environment, including but not limited to receiving treatment and supports for daily living safely."
- How do you prevent falls and pressure injuries, and how are families told when one happens?Inspectors cited 3 problems in this area, most recently on August 8, 2025: "Provide care or services that was trauma informed and/or culturally competent."
- How are medications reviewed, and how often are antipsychotic or sedating drugs used?Inspectors cited 3 problems in this area, most recently on August 8, 2025: "Ensure medication error rates are not 5 percent or greater."
- When is the care plan meeting, and can family attend it?Inspectors cited 2 problems in this area, most recently on August 8, 2025: "Create and put into place a plan for meeting the resident's most immediate needs within 48 hours of being admitted"
- How long has the current administrator been here?CMS counts 1 administrator who left in the period it measured.
Other nursing homes nearby
- Southgate Living Center Caruthersville, 11.2 mi · 4 of 5 stars · 20 citations
- Heritage Square Healthcare Center Blytheville, 12.3 mi · 4 of 5 stars · 16 citations
- Gosnell Health and Rehab Gosnell, 12.5 mi · 3 of 5 stars · 11 citations
- NHC Healthcare, Kennett Kennett, 17 mi · 5 of 5 stars · 11 citations
- Heritage Nursing Center - Skilled Nursing by Ameri Kennett, 17.9 mi · 4 of 5 stars · 11 citations
- Signature Healthcare of Ridgely Rehab&wellness Ctr Ridgely, 22 mi · 3 of 5 stars · 15 citations
- Manila Healthcare Center Manila, 24.2 mi · 3 of 5 stars · 14 citations
- Okeena Health and Rehabilitation Center LLC Dyersburg, 24.3 mi · 4 of 5 stars · 20 citations
Missouri contacts for a concern about a nursing home
These are the official offices in Missouri. NursingHomeClear cannot take or act on complaints.
- Inspections and complaints: Missouri Department of Health and Senior Services, Section for Long-Term Care Regulation, the state agency that inspects nursing homes for CMS and takes complaints about care.
- Resident advocate: Missouri Long-Term Care Ombudsman Program, 800-309-3282. The long-term care ombudsman is a free, confidential advocate for residents and families, set up under the federal Older Americans Act.
- State inspection reports: Show Me Long Term Care in Missouri, where Missouri publishes its own records on licensed homes.
Common questions
- What is River Oaks Care Center's Medicare star rating?
- CMS rates River Oaks Care Center 3 out of 5 stars overall, with 3 for health inspections, 2 for staffing and 3 for quality measures (CMS data as of September 1, 2026).
- How many deficiencies did River Oaks Care Center get at its last inspection?
- 5 health deficiencies at the standard inspection on August 8, 2025. The Missouri average is 11.4.
- Has River Oaks Care Center been fined?
- Yes. CMS lists 1 fine totaling $41,389 in the last three years.
- Does River Oaks Care Center accept Medicaid?
- It is certified to take Medicaid (CMS lists it as "Medicare and Medicaid"). Certification does not mean a Medicaid bed is open: ask the admissions office.
- Who owns River Oaks Care Center?
- CMS lists 21 owners and managers, and links the home to Circle B Enterprises. Legal business name: STEELE NO 1 INC.
Sources
- Ratings, staffing and fines: CMS Provider Information, released September 30, 2026, data as of September 1, 2026.
- Citations: CMS Health Deficiencies and Fire Safety Deficiencies.
- Owners: CMS Ownership. Penalties: CMS Penalties.
- Staffing by quarter: CMS Payroll Based Journal Daily Nurse Staffing, April 2025 to March 2026, summed by NursingHomeClear.
- Inspector summaries: CMS Full Statement of Deficiencies (CMS-2567 text), data as of September 1, 2026. Each quote is the part of the statement before the detailed findings.
- Inspection reports with the inspectors' full notes are on this home's Medicare.gov page.
- Something wrong on this page? Ask for a correction. We fix errors in our copy of the data; findings themselves can only be changed by CMS and the state.
- NursingHomeClear is independent and not affiliated with CMS, Medicare or any state agency. This page reports federal records; it does not rate, recommend or endorse any home, and it is not medical or legal advice.