What is Bell Trace Health and Living Center's Medicare star rating?

CMS rates Bell Trace Health and Living Center 5 out of 5 stars overall, with 5 for health inspections, 3 for staffing and 5 for quality measures (CMS data as of September 1, 2026).

How many deficiencies did Bell Trace Health and Living Center get at its last inspection?

0 health deficiencies at the standard inspection on November 21, 2025. The Indiana average is 7.2.

Has Bell Trace Health and Living Center been fined?

CMS lists no fines in the last three years.

Does Bell Trace Health and Living Center accept Medicaid?

It is certified to take Medicaid (CMS lists it as "Medicare and Medicaid"). Certification does not mean a Medicaid bed is open: ask the admissions office.

Who owns Bell Trace Health and Living Center?

CMS lists 69 owners and managers, and links the home to Cardon & Associates. Legal business name: RIVERVIEW HOSPITAL.

Bell Trace Health and Living Center: Inspections & Ratings

The record in brief

At its most recent standard inspection, on November 21, 2025, inspectors cited 0 health deficiencies (the Indiana average is 7.2, the national average 9.2).

None of its 4 health citations since August 2023 was rated as actual harm or immediate jeopardy.

CMS lists no fines against this home in the last three years.

Nurses and nurse aides worked 3.48 hours per resident per day, against 3.69 across Indiana and 3.86 nationally. Registered nurses accounted for 1.00 of those hours.

55.3% of nursing staff left within the year CMS measured (Indiana average 45.9%).

CMS links it to Cardon & Associates, an affiliated group of 19 nursing homes.

Health inspections

Federal rules call for a standard inspection at least every 15 months, plus a visit whenever a complaint is filed. Each mark below is one citation, colored by how serious inspectors rated it. How to read a citation.

Under each citation, the quoted text is the inspector's own summary from the federal statement of deficiencies (CMS form 2567), word for word apart from a privacy scrub; CMS removes residents' and staff names before it publishes the text. The full notes are on Medicare.gov.

008/23

409/24

011/25

Potential for minimal harm Potential for more than minimal harm Actual harm Immediate jeopardy Found on a complaint visit

Where its citations fall on CMS's grid

CMS rates every citation by how much harm it caused (rows) and how many residents it touched (columns). The count in each box is this home's, across all 4 health citations on file.

Severity

Isolated

Pattern

Widespread

Immediate jeopardy

Actual harm

Potential for more than minimal harm

Potential for minimal harm

November 21, 2025Standard inspection · 0 citations

September 13, 2024Standard inspection · 4 citations

E

Procure food from sources approved or considered satisfactory and store, prepare, distribute and serve food in accordance with professional standards.

F812 · Nutrition and Dietary · No actual harm, potential for more than minimal harm, pattern · Corrected (the home has a date of correction) September 30, 2024

Inspectors wroteBased on observation, interview, and record review, the facility failed to ensure food was stored in a sanitary manner for 2 of 2 kitchen observations. Food was stored under a water line which had condensed water.
D

Ensure each resident receives an accurate assessment.

F641 · Resident Assessment and Care Planning · No actual harm, potential for more than minimal harm, isolated · Corrected (the home has a date of correction) September 30, 2024

Inspectors wroteBased on record review and interview, the facility failed to ensure an accurate MDS (Minimum Data Set) assessment for 1 of 5 residents reviewed for unnecessary medications. The admission MDS assessment lacked documentation of an anxiety diagnosis. (Resident 65)
D

Ensure drugs and biologicals used in the facility are labeled in accordance with currently accepted professional principles; and all drugs and biologicals must be stored in locked compartments, separately locked, compartments for controlled drugs.

F761 · Pharmacy Service · No actual harm, potential for more than minimal harm, isolated · Corrected (the home has a date of correction) September 30, 2024

Inspectors wroteBased on observation, interview, and record review, the facility failed to ensure medications were stored properly for 2 of 3 medication rooms observed. Medications were not labeled with an open date and expired medications were not disposed of. (Skilled 3 Rehabilitation Medication Room, Skilled 1 Medication Room).
D

Provide and implement an infection prevention and control program.

F880 · Infection Control · No actual harm, potential for more than minimal harm, isolated · Corrected (the home has a date of correction) September 30, 2024

Inspectors wroteBased on observation, interview, and record review, the facility failed to implement infection control practices for 1 of 3 residents reviewed for urinary catheters. Urinary catheter tubing was observed on the floor. (Resident 14)

August 25, 2023Standard inspection · 0 citations

Fire safety inspections

15 fire safety citations on file: 1 on November 21, 2025, 2 on September 13, 2024, 12 on August 25, 2023.

Every fire safety citation15 citations

E
Install corridor and hallway doors that block smoke.

K 363 · November 21, 2025 · Corrected (the home has a date of correction)
F
Inspect, test, and maintain automatic sprinkler systems.

K 353 · September 13, 2024 · Corrected (the home has a date of correction)
E
Provide properly protected cooking facilities.

K 324 · September 13, 2024 · Corrected (the home has a date of correction)
F
Develop and maintain an Emergency Preparedness Program (EP).

E 4 · August 25, 2023 · Corrected (the home has a date of correction)
F
Develop Emergency Preparedness policies and procedures.

E 13 · August 25, 2023 · Corrected (the home has a date of correction)
F
Develop a communication plan.

E 29 · August 25, 2023 · Corrected (the home has a date of correction)
F
Establish emergency prep training and testing.

E 36 · August 25, 2023 · Corrected (the home has a date of correction)
F
Install emergency lighting that can last at least 1 1/2 hours.

K 291 · August 25, 2023 · Corrected (the home has a date of correction)
E
Install proper backup exit lighting.

K 281 · August 25, 2023 · Corrected (the home has a date of correction)
E
Have properly located and lighted "Exit" signs.

K 293 · August 25, 2023 · Corrected (the home has a date of correction)
E
Ensure that special areas are constructed so that walls can resist fire for one hour or have an approved fire extinguishing system.

K 321 · August 25, 2023 · Corrected (the home has a date of correction)
E
Inspect, test, and maintain automatic sprinkler systems.

K 353 · August 25, 2023 · Corrected (the home has a date of correction)
E
Have restrictions on the use of portable space heaters.

K 781 · August 25, 2023 · Corrected (the home has a date of correction)
C
Provide a written emergency evacuation plan.

K 711 · August 25, 2023 · Corrected (the home has a date of correction)
B
Ensure proper usage of power strips and extension cords.

K 920 · August 25, 2023 · Corrected (the home has a date of correction)

Fines and payment denials

CMS lists no fines or payment denials against this home in the last three years. The national average is 0.9 fines per home.

Staffing

Hours of care per resident per day, from the payroll records every home sends CMS. Higher means more staff time with each resident.

Measure	This home	Indiana	United States
All nursing staff (RN, LPN and aides)	3.48	3.69	3.86
Registered nurses	1.00	0.67	0.69
All nursing staff on weekends	3.12	3.25	3.42
Nurse aides	1.82
Licensed practical nurses	0.67
Nursing staff turnover (share who left in a year)	55.3%	45.9%	45.8%
Registered nurse turnover	43.5%	40.3%	42.9%
Administrators who left	0

CMS expects 3.76 hours a day for residents as sick as this home's (its case-mix figure). The staffing star compares the two.

Staffing by quarter, from daily payroll records

Every nursing home sends CMS its staff hours for each day (the Payroll Based Journal). Here they are added up by quarter. The latest quarter is the one behind the figures above. In January to March 2026, nursing staff hours per resident were 3.62 on weekdays and 3.12 on weekends, 14% lower on weekends (nationally, weekends ran 15% lower). Contract or agency staff worked 0.0% of nursing hours, against 5.3% nationally. Total nursing hours per resident went from 3.60 in April to June 2025 to 3.48 in January to March 2026.

Quarter	All nursing staff	Registered nurses	Weekdays	Weekends	Contract staff share	Days with no RN hours	Residents a day
Jan to Mar 2026	3.48	1.00	3.62	3.12	0.0%	0 of 90	78
Oct to Dec 2025	3.49	1.06	3.63	3.13	0.0%	0 of 92	77
Jul to Sep 2025	3.52	1.12	3.72	3.00	0.0%	0 of 92	78
Apr to Jun 2025	3.60	0.95	3.84	3.01	0.0%	0 of 91	76
United States, Jan to Mar 2026	3.75	0.62	3.92	3.33	5.3%	0.5% of days
Indiana, Jan to Mar 2026	3.63	0.62	3.80	3.19	3.4%	0.4% of days

Hours per resident per day: staff hours in the quarter divided by resident days (the daily census CMS derives from resident assessments). Registered nurses include the director of nursing and RNs with administrative duties; aides include nurse aides in training and medication aides, as in CMS's own staffing measure. How these are calculated.

Staff pay reports

Staff pay at this home

No staff pay figure for this home has passed review yet. A figure appears only after at least 5 reports from at least 3 different people, sent over at least 60 days, have passed review.

Official wage estimates for Indiana

Job	Median	Middle half	Employed
Indiana, all employers
CNAs (nursing assistants)	$18.43	$17.80 to $21.36	33,640
LPNs and LVNs	$31.60	$29.35 to $35.30	14,480
Registered nurses	$40.14	$37.86 to $48.28	68,980
United States, nursing care facilities
CNAs (nursing assistants)	$20.67	$17.91 to $22.55	534,270
LPNs and LVNs	$33.86	$30.05 to $37.40	188,210
Registered nurses	$41.11	$37.85 to $47.68	142,270

Hourly wages; the middle half runs from the 25th to the 75th percentile. Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025. BLS has no separate estimate for medication aides. These are survey estimates for whole occupations, not figures for any one home.

How staff pay reports work · CNA pay by state

Quality measures

The measures CMS uses for the quality star. Lower is better for every one of them.

Measure	This home	Indiana	US
Percentage of long-stay residents whose need for help with daily activities has increased Long Stay residents, 2025Q2-2026Q1	6.0	11.0	13.9
Percentage of long-stay residents with a catheter inserted and left in their bladder Long Stay residents, 2025Q2-2026Q1	0.0	0.4	0.8
Percentage of long-stay residents with a urinary tract infection Long Stay residents, 2025Q2-2026Q1	0.5	1.1	1.6
Percentage of long-stay residents experiencing one or more falls with major injury Long Stay residents, 2025Q2-2026Q1	0.5	3.9	3.2
Percentage of short-stay residents who newly received an antipsychotic medication Short Stay residents, 2025Q2-2026Q1	0.3	1.2	1.6
Percentage of long-stay residents whose ability to walk independently worsened Long Stay residents, 2025Q2-2026Q1	18.7	11.9	14.1
Percentage of long-stay residents with pressure ulcers Long Stay residents, 2025Q2-2026Q1	4.4	3.6	4.6
Percentage of long-stay residents who received an antipsychotic medication Long Stay residents, 2025Q2-2026Q1	17.3	13.6	15.4
Percentage of short-stay residents who were rehospitalized after a nursing home admission Short Stay residents, 20250101-20251231	21.3	22.2	23.8
Percentage of short-stay residents who had an outpatient emergency department visit Short Stay residents, 20250101-20251231	15.3	10.8	12.0
Number of hospitalizations per 1000 long-stay resident days Long Stay residents, 20250101-20251231	1.6	1.6	1.9
Number of outpatient emergency department visits per 1000 long-stay resident days Long Stay residents, 20250101-20251231	1.5	1.4	1.8

Short-term rehab results

For a stay to recover after a hospital visit, these are the results CMS publishes for Bell Trace Health and Living Center's Medicare short-stay residents. On returning residents home or to the community, CMS rates it better than the national rate (69.4% of residents, after adjusting for how sick they were). How to read these, and what Medicare pays for.

Went home or back to the community

69.4% this home

Better than the national rate

US median of homes 51.5% · Indiana: 111 better, 7 worse

Rate of successful return to home or community from a SNF (risk-standardized discharge to community rate). Higher is better. October 2022 to September 2024. 319 eligible stays.

Potentially preventable readmissions

11.4% this home

No different from the national rate

US median of homes 10.7% · Indiana: 0 better, 17 worse

Rate of potentially preventable hospital readmissions 30 days after discharge from a SNF (risk-standardized rate). Lower is better. October 2022 to September 2024. 369 eligible stays.

Infections that led to a hospital stay

5.3% this home

No different from the national rate

US median of homes 7.1% · Indiana: 0 better, 4 worse

Percentage of infections residents got during their SNF stay that resulted in hospitalization (risk-standardized rate). Lower is better. October 2023 to September 2024. 199 eligible stays.

Self-care and mobility at discharge

71.8% this home

Median of homes: Indiana60.0% · US 56.6%

Percentage of residents who are at or above an expected ability to care for themselves and move around at discharge. Higher is better. October 2024 to September 2025. 209 residents counted.

Falls with major injury

0.0% this home

Median of homes: Indiana0.0% · US 0.0%

Percentage of SNF residents who experience one or more falls with major injury during their SNF stay. Lower is better. October 2024 to September 2025. 255 residents counted.

New or worsened pressure ulcers

0.0% this home

Median of homes: Indiana1.4% · US 1.7%

Percentage of residents with pressure ulcers or pressure injuries that are new or worsened (adjusted rate). Lower is better. October 2024 to September 2025. 255 residents counted.

Medication list given at discharge

92.2% this home

Median of homes: Indiana100.0% · US 98.7%

Percentage of residents where the SNF provided a current medication list to the resident, family, and/or caregiver at final discharge. Higher is better. October 2024 to September 2025. 180 residents counted.

Source: CMS Skilled Nursing Facility Quality Reporting Program - Provider Data, released 2026-09-30. Better, no different and worse are CMS's own comparisons with the national rate, after adjusting for how sick residents were. Medians of homes and the state counts are worked out by us from the same file.

Owners and operators

Legal business name: RIVERVIEW HOSPITAL. CMS links this home to Cardon & Associates, a group of 19 nursing homes averaging 3.7 stars overall.

Name	Role	Type	Share	Since
Riverview Hospital	5% or greater direct ownership interest	Organization	100%	10/01/2017
Balla, Matthew	Managing control - governing body	Individual		05/23/2022
Cattell, Zachary	Managing control - governing body	Individual		04/25/2022
Fauth, Kendra	Managing control - governing body	Individual		12/26/2021
Gormal, Gregg	Managing control - governing body	Individual		10/01/2016
Haislip, Kelsey	Managing control - governing body	Individual		09/11/2023
Haug, Amy	Managing control - governing body	Individual		01/04/2022
Lopossa, Lynn	Managing control - governing body	Individual		12/17/2023
McClelland, Thomas	Managing control - governing body	Individual		12/26/2021
Spencer, Leaann	Managing control - governing body	Individual		06/18/2018
Tackett, Tiffany	Managing control - governing body	Individual		10/24/2022
Friend, Jayna	Corporate officer	Individual		06/01/2021
Hyatt, David	Corporate officer	Individual		03/27/2023
Cardon and Associates Inc	Operational/managerial control	Organization		08/23/2013
Cardon Management Company LLC	Operational/managerial control	Organization		12/01/2011
Moore Operating Group Inc	Operational/managerial control	Organization		05/18/2020
Balla, Matthew	Operational/managerial control	Individual		05/23/2022
Cattell, Zachary	Operational/managerial control	Individual		04/25/2022
Fauth, Kendra	Operational/managerial control	Individual		12/26/2021
Friend, Jayna	Operational/managerial control	Individual		06/01/2021
Gormal, Gregg	Operational/managerial control	Individual		10/01/2016
Haislip, Kelsey	Operational/managerial control	Individual		09/11/2023
Haug, Amy	Operational/managerial control	Individual		01/04/2022
Hyatt, David	Operational/managerial control	Individual		03/27/2023
Karner, Jim	Operational/managerial control	Individual		06/18/2012
Lopossa, Lynn	Operational/managerial control	Individual		12/17/2023
McClelland, Thomas	Operational/managerial control	Individual		12/26/2021
McIntosh, Eric	Operational/managerial control	Individual		10/31/2021
Paracha, Ibrar	Operational/managerial control	Individual		05/01/2022
Simmerman, Amanda	Operational/managerial control	Individual		09/20/2021
Headley, Kathy	Individual is an owner, partner or trustee of any ADP of the SNF	Individual		09/05/2025
Moore, Daniel	Individual is an owner, partner or trustee of any ADP of the SNF	Individual		09/05/2025
Moore, David	Individual is an owner, partner or trustee of any ADP of the SNF	Individual		09/05/2025
Moore, Stephen	Individual is an owner, partner or trustee of any ADP of the SNF	Individual		09/05/2025
Ankura Consulting Group LLC	Adp of the SNF	Organization		06/15/2022
Bell Trace H&l LLC	Adp of the SNF	Organization		02/13/2003
Bradley & Associates Inc	Adp of the SNF	Organization		01/01/2023
Cardon and Associates Inc	Adp of the SNF	Organization		06/23/2025
Cardon Management Company LLC	Adp of the SNF	Organization		06/23/2025
Cole Marketing Communications Inc	Adp of the SNF	Organization		04/01/2015
Forvis Mazars LLP	Adp of the SNF	Organization		01/01/2021
Healthdrive Podiatry Group Pa	Adp of the SNF	Organization		03/07/2019
Heart of Cardon LLC	Adp of the SNF	Organization		09/06/2007
Jeffrey L Morer Od PC	Adp of the SNF	Organization		03/07/2019
Lacy Beyl & Company Inc	Adp of the SNF	Organization		07/15/2015
Lifespan Therapy LLC	Adp of the SNF	Organization		10/25/2007
Med-Pass Incorporated	Adp of the SNF	Organization		09/01/2020
Mobile Audiology Associates PC	Adp of the SNF	Organization		03/07/2019
Moser Consulting Incorporated	Adp of the SNF	Organization		04/01/2020
Proactive Clinical Partners	Adp of the SNF	Organization		01/01/2020
Respiratory Partners Inc	Adp of the SNF	Organization		11/01/2019
Third Eye Health Inc	Adp of the SNF	Organization		02/04/2022
Vohra Wound Physicians of the West PC	Adp of the SNF	Organization		02/16/2020
Vox Global LLC	Adp of the SNF	Organization		02/28/2019
Balla, Matthew	Adp of the SNF	Individual		05/23/2022
Cattell, Zachary	Adp of the SNF	Individual		04/25/2022
Fauth, Kendra	Adp of the SNF	Individual		12/26/2021
Friend, Jayna	Adp of the SNF	Individual		06/03/2021
Gormal, Gregg	Adp of the SNF	Individual		10/01/2016
Haislip, Kelsey	Adp of the SNF	Individual		09/11/2023
Haug, Amy	Adp of the SNF	Individual		01/04/2022
Karner, Jim	Adp of the SNF	Individual		06/18/2012
Lopossa, Lynn	Adp of the SNF	Individual		12/17/2023
McClelland, Thomas	Adp of the SNF	Individual		12/26/2021
McIntosh, Eric	Adp of the SNF	Individual		10/31/2021
Paracha, Ibrar	Adp of the SNF	Individual		05/01/2022
Simmerman, Amanda	Adp of the SNF	Individual		09/20/2021
Spencer, Leaann	Adp of the SNF	Individual		06/18/2018
Tackett, Tiffany	Adp of the SNF	Individual		10/01/2017

As listed in the CMS ownership file, which names owners with a 5% or greater stake and the people and companies with operational or managerial control.

Questions to ask on a visit

Chosen from this home's own inspection record.

Can we see a week of menus and the kitchen, and how are special diets handled?Inspectors cited 1 problem in this area, most recently on September 13, 2024: "Procure food from sources approved or considered satisfactory and store, prepare, distribute and serve food in accordance with professional standards."
When is the care plan meeting, and can family attend it?Inspectors cited 1 problem in this area, most recently on September 13, 2024: "Ensure each resident receives an accurate assessment."
How are medications reviewed, and how often are antipsychotic or sedating drugs used?Inspectors cited 1 problem in this area, most recently on September 13, 2024: "Ensure drugs and biologicals used in the facility are labeled in accordance with currently accepted professional principles; and all drugs and biologicals must be stored in locked compartments, separately locked, compartments for controlled drugs."
What changed in infection control since the last inspection, and who on staff is the infection preventionist?Inspectors cited 1 problem in this area, most recently on September 13, 2024: "Provide and implement an infection prevention and control program."
Who is on the floor on Saturday and Sunday, and how many residents does each aide care for?Weekend nurse staffing here was 3.12 hours per resident per day, below the Indiana average of 3.25.

Other nursing homes nearby

Hearthstone Health Campus
Bloomington, 2.7 mi · 5 of 5 stars · 10 citations
Aperion Care Monroe
Bloomington, 2.8 mi · 2 of 5 stars · 23 citations
Brickyard Healthcare - Bloomington Care Center
Bloomington, 3.7 mi · 1 of 5 stars · 21 citations
Majestic Care of Bloomington
Bloomington, 5.1 mi · 3 of 5 stars · 8 citations
Stonecroft Health Campus
Bloomington, 6.3 mi · 5 of 5 stars · 4 citations
Richland Bean Blossom Health Care Center
Ellettsville, 9.2 mi · 1 of 5 stars · 25 citations
Brown County Health and Living Community
Nashville, 13.5 mi · 5 of 5 stars · 3 citations
McCormick's Creek Rehabilitation and Healthcare
Spencer, 14.6 mi · 4 of 5 stars · 8 citations

Indiana contacts for a concern about a nursing home

These are the official offices in Indiana. NursingHomeClear cannot take or act on complaints.

Inspections and complaints: Indiana Department of Health, Division of Long-Term Care, the state agency that inspects nursing homes for CMS and takes complaints about care.
Resident advocate: Indiana Long-Term Care Ombudsman Program, 800-622-4484. The long-term care ombudsman is a free, confidential advocate for residents and families, set up under the federal Older Americans Act.
State inspection reports: Indiana Department of Health, Nursing Home Report Cards, where Indiana publishes its own records on licensed homes.

Common questions

What is Bell Trace Health and Living Center's Medicare star rating?: CMS rates Bell Trace Health and Living Center 5 out of 5 stars overall, with 5 for health inspections, 3 for staffing and 5 for quality measures (CMS data as of September 1, 2026).
How many deficiencies did Bell Trace Health and Living Center get at its last inspection?: 0 health deficiencies at the standard inspection on November 21, 2025. The Indiana average is 7.2.
Has Bell Trace Health and Living Center been fined?: CMS lists no fines in the last three years.
Does Bell Trace Health and Living Center accept Medicaid?: It is certified to take Medicaid (CMS lists it as "Medicare and Medicaid"). Certification does not mean a Medicaid bed is open: ask the admissions office.
Who owns Bell Trace Health and Living Center?: CMS lists 69 owners and managers, and links the home to Cardon & Associates. Legal business name: RIVERVIEW HOSPITAL.

Sources

Ratings, staffing and fines: CMS Provider Information, released September 30, 2026, data as of September 1, 2026.
Citations: CMS Health Deficiencies and Fire Safety Deficiencies.
Owners: CMS Ownership. Penalties: CMS Penalties.
Staffing by quarter: CMS Payroll Based Journal Daily Nurse Staffing, April 2025 to March 2026, summed by NursingHomeClear.
Inspector summaries: CMS Full Statement of Deficiencies (CMS-2567 text), data as of September 1, 2026. Each quote is the part of the statement before the detailed findings.
Inspection reports with the inspectors' full notes are on this home's Medicare.gov page.
Something wrong on this page? Ask for a correction. We fix errors in our copy of the data; findings themselves can only be changed by CMS and the state.
NursingHomeClear is independent and not affiliated with CMS, Medicare or any state agency. This page reports federal records; it does not rate, recommend or endorse any home, and it is not medical or legal advice.