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Lutheran Retirement Home

701 9th Street North, Northwood, IA 50459 · Worth County · (641) 324-1712

42 certified beds, about 35 residents a day · Non profit - Church related · Medicare and Medicaid since 2003

Part of a continuing care retirement community Certified for Medicaid Certified for Medicare
Overall
3 of 5
Health inspections
2 of 5
Staffing
5 of 5
Quality measures
4 of 5

CMS Care Compare ratings, data as of September 1, 2026 · CCN 165485 · See it on Medicare.gov · Compare with other homes

The record in brief

At its most recent standard inspection, on February 26, 2026, inspectors cited 4 health deficiencies (the Iowa average is 6.5, the national average 9.2).

Of 13 health citations since November 2023, 4 were rated as actual harm or immediate jeopardy to residents (3 immediate jeopardy).

CMS lists 1 fine totaling $24,922 in the last three years; the largest was $24,922, and the latest is dated August 19, 2024.

Nurses and nurse aides worked 4.57 hours per resident per day, against 3.82 across Iowa and 3.86 nationally. Registered nurses accounted for 1.10 of those hours.

41.9% of nursing staff left within the year CMS measured (Iowa average 44.0%).

Health inspections

Federal rules call for a standard inspection at least every 15 months, plus a visit whenever a complaint is filed. Each mark below is one citation, colored by how serious inspectors rated it. How to read a citation.

Under each citation, the quoted text is the inspector's own summary from the federal statement of deficiencies (CMS form 2567), word for word apart from a privacy scrub; CMS removes residents' and staff names before it publishes the text. The full notes are on Medicare.gov.

Potential for minimal harm Potential for more than minimal harm Actual harm Immediate jeopardy Found on a complaint visit

Where its citations fall on CMS's grid

CMS rates every citation by how much harm it caused (rows) and how many residents it touched (columns). The count in each box is this home's, across all 13 health citations on file.

Severity
Isolated
Pattern
Widespread
Immediate jeopardy
3J
0K
0L
Actual harm
1G
0H
0I
Potential for more than minimal harm
7D
1E
0F
Potential for minimal harm
0A
1B
0C
February 26, 2026Standard inspection · 4 citations
  1. E
    Procure food from sources approved or considered satisfactory and store, prepare, distribute and serve food in accordance with professional standards.
    F812 · Nutrition and Dietary · No actual harm, potential for more than minimal harm, pattern · Corrected (the home has a date of correction) March 17, 2026
    Inspectors wroteBased on observations, staff interviews, policy review, and the 2022 Food Code of the US Food and Drug Administration the facility failed to prevent the risk of cross contamination to potential bacterial accumulation and spread from jewelry worn while meal prepping and serving in the kitchen. The facility reported a census of 36 residents.
  2. D
    Provide appropriate pressure ulcer care and prevent new ulcers from developing.
    F686 · Quality of Life and Care · No actual harm, potential for more than minimal harm, isolated · Corrected (the home has a date of correction) March 17, 2026
    Inspectors wroteThe requirement is not met as evidenced by: Based on clinical record review, staff interview and facility policy, the facility failed to properly assess and provide treatment as ordered to promote healing of, and prevent infection in, existing pressure ulcer for 1of 1 resident reviewed (Resident #12). Resident #12 area started on 9/16/25 and the facility failed to do the treatment as ordered 15 times from 1/27/25 to 2/24/26 in which the area deteriorated. The facility reported a census of 36 residents.
  3. D
    Ensure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents.
    F689 · Quality of Life and Care · No actual harm, potential for more than minimal harm, isolated · Corrected (the home has a date of correction) March 17, 2026
    Inspectors wroteBased on clinical record review and staff interviews the facility failed to provide adequate supervision for a resident identified as a fall risk resulting in an unwitnessed fall in the shower room for 1 of 1 resident reviewed (Resident #13). The facility reported a census of 36 residents.
  4. D
    Have the Quality Assessment and Assurance group have the required members and meet at least quarterly
    F868 · Administration · No actual harm, potential for more than minimal harm, isolated · Corrected (the home has a date of correction) March 17, 2026
    Inspectors wroteBased on facility record review, staff interview and policy review, the facility failed to have the minimum required members necessary at the Quality Assessment and Assurance (QAA) meetings to identify issues with respect to which quality assessment and assurance activities. The facility reported a census of 36 residents.
January 30, 2025Standard inspection · 4 citations
  1. D
    Honor the resident's right to voice grievances without discrimination or reprisal and the facility must establish a grievance policy and make prompt efforts to resolve grievances.
    F585 · Resident Rights · No actual harm, potential for more than minimal harm, isolated · Corrected (the home has a date of correction) January 31, 2025
    Inspectors wroteBased on resident interview, staff interviews and grievance policy the facility failed to provide prompt effort to resolve a grievance and failed to complete a grievance form related to missing items for 1 of 1 resident reviewed for missing property (Resident #34). The facility reported a census of 36 residents.
  2. D
    Ensure services provided by the nursing facility meet professional standards of quality.
    F658 · Resident Assessment and Care Planning · No actual harm, potential for more than minimal harm, isolated · Corrected (the home has a date of correction) January 31, 2025
    Inspectors wroteBased on observations, record review, staff interviews and policy review, the facility failed to follow physician orders to prevent further contractors for 1 of 1 residents reviewed (Resident #19). The facility reported a census of 36 residents.
  3. D
    Provide or obtain dental services for each resident.
    F791 · Quality of Life and Care · No actual harm, potential for more than minimal harm, isolated · Corrected (the home has a date of correction) February 4, 2025
    Inspectors wroteBased on observation, clinical record review, policy review, resident, and staff interview, the facility failed to ensure a resident received dental services for 1 of 1 Resident's (Resident #20) reviewed for dental services. The facility reported a census of 36 residents.
  4. B
    Notify the resident or the resident’s representative in writing how long the nursing home will hold the resident’s bed in cases of transfer to a hospital or therapeutic leave.
    F625 · Resident Rights · No actual harm, potential for minimal harm, pattern · Corrected (the home has a date of correction) January 31, 2025
    Inspectors wroteBased on clinical record review, staff interviews and policy review the facility failed to provide a bed hold notice to 2 of 3 residents reviewed (Residents #7 and #18). The facility reported a census of 36 residents.
August 19, 2024Complaint inspection · 4 citations
  1. J
    Protect each resident from all types of abuse such as physical, mental, sexual abuse, physical punishment, and neglect by anybody.
    F600 · Freedom from Abuse, Neglect, and Exploitation · Immediate jeopardy to resident health or safety, isolated · found on a complaint visit · Corrected (the home has a date of correction) September 19, 2024
    Inspectors wroteBased on clinical record review, staff interview, policy and procedure review, the facility failed to provide an environment free from sexual abuse for residents who didn't have the mental capacity to consent to sexual contact for 1 of 30 residents Resident #1). In addition, the facility failed to prevent a cognitive resident from having sexually aggressive behavior, such as inappropriate touching, grabbing, and fondling for 1 of 30 residents (Resident #2). On three separate occasions reflected Resident #2 fondled and touched Resident #1 underneath her clothes with the staff unaware of the situation. The facility failed to separate the 2 residents after the first and second incidents (4/15/24, and 5/1/24 in the common area). The facility failed to put in interventions in place until 4/15/24. [...]
  2. J
    Timely report suspected abuse, neglect, or theft and report the results of the investigation to proper authorities.
    F609 · Freedom from Abuse, Neglect, and Exploitation · Immediate jeopardy to resident health or safety, isolated · found on a complaint visit · Corrected (the home has a date of correction) September 19, 2024
    Inspectors wroteBased on clinical record review, staff interview, and facility policy/procedure the facility failed to report an allegation of abuse to the Department of Inspections, Appeals, and Licensing (DIAL) following the observation of a male resident putting a female resident's hand inside his bib overalls or the continued instances of him putting his hand down the female resident's shirt for 2 of 5 residents reviewed (Residents #1 and #2). The failure to report the incident resulted in an immediate jeopardy situation. See citation F600 for additional information. The facility reported a census of 36 residents. On 8/14/24 at 3:15 PM, the Iowa Department of Inspections, Appeals, and Licensing (DIAL) staff contacted the facility staff to notify them the Department staff determined an Immediate Jeopardy (IJ) situation existed at the facility. [...]
  3. J
    Respond appropriately to all alleged violations.
    F610 · Freedom from Abuse, Neglect, and Exploitation · Immediate jeopardy to resident health or safety, isolated · found on a complaint visit · Corrected (the home has a date of correction) September 19, 2024
    Inspectors wroteBased on clinical record review, policy review, staff interview, the facility staff failed to thoroughly investigate all allegations of abuse, and separate a possible abuser from other residents. The facility lacked documentation of thorough investigations. In addition, the facility failed to conduct resident and staff interviews to determine the extent of the allegations, and if other residents were involved. The facility failed to separate the two residents until the incident occurred a third time and the family had to request something be done. After the facility added an intervention to monitor first Resident #2, then Resident #1's location, the facility failed to document as indicated. The facility's failure to investigate and separate the alleged abuser from the alleged victim resulted in an immediate jeopardy situation. [...]
  4. D
    Honor the resident's right to a dignified existence, self-determination, communication, and to exercise his or her rights.
    F550 · Resident Rights · No actual harm, potential for more than minimal harm, isolated · found on a complaint visit · Corrected (the home has a date of correction) September 19, 2024
    Inspectors wroteBased on clinical record review, policy and procedure review, and staff interviews the facility failed to recognize a resident as a victim prior to transferring them to a different unit, instead of their alleged abuser for 1 of 5 residents reviewed (Resident #1). It can be determined that the reasonable person in the resident's position would have experienced severe psychosocial harm (e.g., embarrassment, punishment, humiliation, anxiety) as a result of having to move after getting violated by another resident. The facility identified a census of 36 residents.
March 14, 2024Standard inspection · 0 citations
November 20, 2023Complaint inspection · 1 citation
  1. G
    Ensure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents.
    F689 · Quality of Life and Care · Actual harm, isolated · found on a complaint visit · Corrected (the home has a date of correction) December 4, 2023
    Inspectors wroteBased on clinical record review and staff interviews the facility failed to provide adequate supervision and follow physicians order's which resulted in a fall with injury for 1 of 1 residents reviewed (Resident #1). The facility reported a census of 33 residents.

Fire safety inspections

16 fire safety citations on file: 4 on February 26, 2026, 2 on January 30, 2025, 10 on March 14, 2024.

Every fire safety citation16 citations
  1. F
    Develop a communication plan.
    E 29 · February 26, 2026 · Corrected (the home has a date of correction)
  2. F
    Properly provide smoke detection systems in areas open to corridors.
    K 347 · February 26, 2026 · Corrected (the home has a date of correction)
  3. F
    Follow proper procedures when the automatic sprinkler systems was out of service for more than 10 hours.
    K 354 · February 26, 2026 · Corrected (the home has a date of correction)
  4. F
    Ensure that testing and maintenance of electrical equipment is performed.
    K 921 · February 26, 2026 · Corrected (the home has a date of correction)
  5. F
    Conduct testing and exercise requirements.
    E 39 · January 30, 2025 · Corrected (the home has a date of correction)
  6. D
    Install corridor and hallway doors that block smoke.
    K 363 · January 30, 2025 · Corrected (the home has a date of correction)
  7. F
    Conduct risk assessment and an All-Hazards approach.
    E 6 · March 14, 2024 · Corrected (the home has a date of correction)
  8. F
    Establish methods for sharing information.
    E 33 · March 14, 2024 · Corrected (the home has a date of correction)
  9. F
    Have approved installation, maintenance and testing program for fire alarm systems.
    K 345 · March 14, 2024 · Corrected (the home has a date of correction)
  10. F
    Have generator or other power source capable of supplying service within 10 seconds.
    K 918 · March 14, 2024 · Corrected (the home has a date of correction)
  11. F
    Ensure that testing and maintenance of electrical equipment is performed.
    K 921 · March 14, 2024 · Corrected (the home has a date of correction)
  12. E
    Meet requirements for the installation and maintenance of electrical systems.
    K 911 · March 14, 2024 · Corrected (the home has a date of correction)
  13. D
    Ensure that special areas are constructed so that walls can resist fire for one hour or have an approved fire extinguishing system.
    K 321 · March 14, 2024 · Corrected (the home has a date of correction)
  14. D
    Inspect, test, and maintain automatic sprinkler systems.
    K 353 · March 14, 2024 · Corrected (the home has a date of correction)
  15. D
    Install corridor and hallway doors that block smoke.
    K 363 · March 14, 2024 · Corrected (the home has a date of correction)
  16. D
    Ensure smoke barriers are constructed to a 1 hour fire resistance rating.
    K 372 · March 14, 2024 · Corrected (the home has a date of correction)

Fines and payment denials

DatePenaltyAmount or length
August 19, 2024Fine $24,922

A payment denial means Medicare and Medicaid stopped paying for new admissions for that period.

Staffing

Hours of care per resident per day, from the payroll records every home sends CMS. Higher means more staff time with each resident.

MeasureThis homeIowaUnited States
All nursing staff (RN, LPN and aides)4.573.823.86
Registered nurses1.100.740.69
All nursing staff on weekends3.783.373.42
Nurse aides3.06
Licensed practical nurses0.41
Nursing staff turnover (share who left in a year)41.9%44.0%45.8%
Registered nurse turnover28.6%42.1%42.9%
Administrators who left0

CMS expects 3.21 hours a day for residents as sick as this home's (its case-mix figure). The staffing star compares the two.

Staffing by quarter, from daily payroll records

Every nursing home sends CMS its staff hours for each day (the Payroll Based Journal). Here they are added up by quarter. The latest quarter is the one behind the figures above. In January to March 2026, nursing staff hours per resident were 4.89 on weekdays and 3.78 on weekends, 23% lower on weekends (nationally, weekends ran 15% lower). Contract or agency staff worked 7.1% of nursing hours, against 5.3% nationally. Total nursing hours per resident went from 4.37 in April to June 2025 to 4.57 in January to March 2026.

QuarterAll nursing staffRegistered nursesWeekdaysWeekendsContract staff shareDays with no RN hoursResidents a day
Jan to Mar 20264.571.104.893.78 7.1%0 of 9035
Oct to Dec 20254.300.884.553.65 11.9%0 of 9233
Jul to Sep 20254.530.874.823.80 8.6%0 of 9233
Apr to Jun 20254.370.874.643.68 5.9%0 of 9135
United States, Jan to Mar 20263.750.623.923.335.3%0.5% of days
Iowa, Jan to Mar 20263.800.713.983.364.7%0.3% of days

Hours per resident per day: staff hours in the quarter divided by resident days (the daily census CMS derives from resident assessments). Registered nurses include the director of nursing and RNs with administrative duties; aides include nurse aides in training and medication aides, as in CMS's own staffing measure. How these are calculated.

Staff pay reports

Staff pay at this home

No staff pay figure for this home has passed review yet. A figure appears only after at least 5 reports from at least 3 different people, sent over at least 60 days, have passed review. If you work here, your report helps start one.

Official wage estimates for Iowa

JobMedianMiddle halfEmployed
Iowa, all employers
CNAs (nursing assistants)$18.92$17.96 to $21.9522,670
LPNs and LVNs$30.11$27.12 to $34.065,510
Registered nurses$37.80$32.83 to $41.3234,420
United States, nursing care facilities
CNAs (nursing assistants)$20.67$17.91 to $22.55534,270
LPNs and LVNs$33.86$30.05 to $37.40188,210
Registered nurses$41.11$37.85 to $47.68142,270

Hourly wages; the middle half runs from the 25th to the 75th percentile. Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025. BLS has no separate estimate for medication aides. These are survey estimates for whole occupations, not figures for any one home.

Work here? Share your pay anonymously

For Lutheran Retirement Home. No name, email or phone, and nothing you could type about a resident: every answer is a number or a choice.

Your job
Employed by
Usual shift
Do you get a shift differential?
Optional questions
Mandatory overtime?
How did staffing feel on your usual shift?

Every report is reviewed before it counts; what it says about the home never decides whether it counts. How pay reports are handled.

How staff pay reports work · CNA pay by state

Quality measures

The measures CMS uses for the quality star. Lower is better for every one of them.

MeasureThis homeIowaUS
Percentage of long-stay residents whose need for help with daily activities has increased
Long Stay residents, 2025Q2-2026Q1
19.417.113.9
Percentage of long-stay residents with a catheter inserted and left in their bladder
Long Stay residents, 2025Q2-2026Q1
0.71.50.8
Percentage of long-stay residents with a urinary tract infection
Long Stay residents, 2025Q2-2026Q1
2.32.41.6
Percentage of long-stay residents experiencing one or more falls with major injury
Long Stay residents, 2025Q2-2026Q1
3.73.83.2
Percentage of long-stay residents whose ability to walk independently worsened
Long Stay residents, 2025Q2-2026Q1
18.416.614.1
Percentage of long-stay residents with pressure ulcers
Long Stay residents, 2025Q2-2026Q1
0.54.24.6
Percentage of long-stay residents who received an antipsychotic medication
Long Stay residents, 2025Q2-2026Q1
11.319.415.4
Number of hospitalizations per 1000 long-stay resident days
Long Stay residents, 20250101-20251231
1.01.51.9
Number of outpatient emergency department visits per 1000 long-stay resident days
Long Stay residents, 20250101-20251231
1.92.11.8

Short-term rehab results

For a stay to recover after a hospital visit, these are the results CMS publishes for Lutheran Retirement Home's Medicare short-stay residents. On returning residents home or to the community, CMS rates it no different from the national rate (46.4% of residents, after adjusting for how sick they were). How to read these, and what Medicare pays for.

Went home or back to the community

46.4% this home

No different from the national rate

US median of homes 51.5% · Iowa: 28 better, 21 worse

Rate of successful return to home or community from a SNF (risk-standardized discharge to community rate). Higher is better. October 2022 to September 2024. 25 eligible stays.

Potentially preventable readmissions

10.0% this home

No different from the national rate

US median of homes 10.7% · Iowa: 1 better, 1 worse

Rate of potentially preventable hospital readmissions 30 days after discharge from a SNF (risk-standardized rate). Lower is better. October 2022 to September 2024. 31 eligible stays.

Infections that led to a hospital stay

Not reported

CMS note: The number of residents or resident stays is too small to report. Call the facility to discuss this quality measure.

US median of homes 7.1% · Iowa: 0 better, 0 worse

Percentage of infections residents got during their SNF stay that resulted in hospitalization (risk-standardized rate). Lower is better. October 2023 to September 2024. 17 eligible stays.

Self-care and mobility at discharge

54.5% this home

Median of homes: Iowa56.7% · US 56.6%

Percentage of residents who are at or above an expected ability to care for themselves and move around at discharge. Higher is better. October 2024 to September 2025. 22 residents counted.

Falls with major injury

0.0% this home

Median of homes: Iowa0.0% · US 0.0%

Percentage of SNF residents who experience one or more falls with major injury during their SNF stay. Lower is better. October 2024 to September 2025. 23 residents counted.

New or worsened pressure ulcers

5.6% this home

Median of homes: Iowa1.8% · US 1.7%

Percentage of residents with pressure ulcers or pressure injuries that are new or worsened (adjusted rate). Lower is better. October 2024 to September 2025. 23 residents counted.

Medication list given at discharge

Not reported

CMS note: The number of residents or resident stays is too small to report. Call the facility to discuss this quality measure.

Median of homes: Iowa100.0% · US 98.7%

Percentage of residents where the SNF provided a current medication list to the resident, family, and/or caregiver at final discharge. Higher is better. October 2024 to September 2025. 10 residents counted.

Source: CMS Skilled Nursing Facility Quality Reporting Program - Provider Data, released 2026-09-30. Better, no different and worse are CMS's own comparisons with the national rate, after adjusting for how sick residents were. Medians of homes and the state counts are worked out by us from the same file.

Owners and operators

Legal business name: LUTHERAN RETIREMENT HOME INC..

NameRoleTypeShareSince
Nsb Bank5% or greater security interestOrganization06/29/2007
Bidne, KevinCorporate directorIndividual06/01/2025
Brunsvold, JerryCorporate directorIndividual01/01/2025
Knutson, TimothyCorporate directorIndividual01/20/2024
Kroneman, MariCorporate directorIndividual01/01/2023
Loftaas, CarolynCorporate directorIndividual01/20/2021
Steinberg, JoshCorporate directorIndividual01/20/2022
Davis, LynnCorporate officerIndividual01/01/2005
Julseth, PeterCorporate officerIndividual01/20/2022
Nelson, BrianCorporate officerIndividual01/10/2017
Davis, CassieOperational/managerial controlIndividual04/02/2018
Lamp, RobertOperational/managerial controlIndividual03/25/2024
Merchant, RuthOperational/managerial controlIndividual05/20/2025
Schrupp, NancyOperational/managerial controlIndividual08/31/2009
Thofson, KatelynOperational/managerial controlIndividual05/05/2014
Waletzko Bartz, BrittanyOperational/managerial controlIndividual06/01/2022
Winter, SharinaOperational/managerial controlIndividual11/04/2024
Bcg Holdings IncAdp of the SNFOrganization10/01/2024
Brighton Consulting Group LLCAdp of the SNFOrganization10/01/2024
Cattail Bcg LLCAdp of the SNFOrganization10/01/2024
Cattail IncAdp of the SNFOrganization10/01/2024
Cliftonlarsonallen LLPAdp of the SNFOrganization08/25/2021
Ecsi IncAdp of the SNFOrganization10/01/2024
Fox Rehab Ot Ia LLCAdp of the SNFOrganization06/30/2024
Fox Rehab Pt Ia PLLCAdp of the SNFOrganization06/30/2024
Fox Rehab Slp Ia PLLCAdp of the SNFOrganization06/30/2024
Iowa Health Care AssociationAdp of the SNFOrganization10/01/2024
Mercy Health Services- Iowa CorpAdp of the SNFOrganization05/27/2021
Next Generation TechnologiesAdp of the SNFOrganization11/02/2022
Nsb BankAdp of the SNFOrganization06/29/2007
Waletzko Bartz, BrittanyAdp of the SNFIndividual10/10/2025
Winter, SharinaAdp of the SNFIndividual10/10/2025

As listed in the CMS ownership file, which names owners with a 5% or greater stake and the people and companies with operational or managerial control.

Questions to ask on a visit

Chosen from this home's own inspection record.

  1. How do you prevent falls and pressure injuries, and how are families told when one happens?Inspectors cited 4 problems in this area, most recently on February 26, 2026: "Provide appropriate pressure ulcer care and prevent new ulcers from developing."
  2. How do residents and families raise a complaint or grievance, and how fast is it answered?Inspectors cited 3 problems in this area, most recently on January 30, 2025: "Honor the resident's right to voice grievances without discrimination or reprisal and the facility must establish a grievance policy and make prompt efforts to resolve grievances."
  3. How are allegations of abuse or neglect reported and investigated, and who tells the family?Inspectors cited 3 problems in this area, most recently on August 19, 2024: "Protect each resident from all types of abuse such as physical, mental, sexual abuse, physical punishment, and neglect by anybody."
  4. Can we see a week of menus and the kitchen, and how are special diets handled?Inspectors cited 1 problem in this area, most recently on February 26, 2026: "Procure food from sources approved or considered satisfactory and store, prepare, distribute and serve food in accordance with professional standards."

Other nursing homes nearby

Iowa contacts for a concern about a nursing home

These are the official offices in Iowa. NursingHomeClear cannot take or act on complaints.

Common questions

What is Lutheran Retirement Home's Medicare star rating?
CMS rates Lutheran Retirement Home 3 out of 5 stars overall, with 2 for health inspections, 5 for staffing and 4 for quality measures (CMS data as of September 1, 2026).
How many deficiencies did Lutheran Retirement Home get at its last inspection?
4 health deficiencies at the standard inspection on February 26, 2026. The Iowa average is 6.5.
Has Lutheran Retirement Home been fined?
Yes. CMS lists 1 fine totaling $24,922 in the last three years.
Does Lutheran Retirement Home accept Medicaid?
It is certified to take Medicaid (CMS lists it as "Medicare and Medicaid"). Certification does not mean a Medicaid bed is open: ask the admissions office.
Who owns Lutheran Retirement Home?
CMS lists 32 owners and managers. Legal business name: LUTHERAN RETIREMENT HOME INC..

Sources

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