What is Tradewater Pointe's Medicare star rating?

CMS rates Tradewater Pointe 3 out of 5 stars overall, with 4 for health inspections, 3 for staffing and 1 for quality measures (CMS data as of September 1, 2026).

How many deficiencies did Tradewater Pointe get at its last inspection?

1 health deficiency at the standard inspection on March 27, 2026. The Kentucky average is 2.9.

Has Tradewater Pointe been fined?

CMS lists no fines in the last three years.

Does Tradewater Pointe accept Medicaid?

It is certified to take Medicaid (CMS lists it as "Medicare and Medicaid"). Certification does not mean a Medicaid bed is open: ask the admissions office.

Who owns Tradewater Pointe?

CMS lists 33 owners and managers. Legal business name: TRADEWATER POINTE, LLC.

Tradewater Pointe: Inspections, Staffing & Ratings

The record in brief

At its most recent standard inspection, on March 27, 2026, inspectors cited 1 health deficiency (the Kentucky average is 2.9, the national average 9.2).

None of its 6 health citations since October 2022 was rated as actual harm or immediate jeopardy.

CMS lists no fines against this home in the last three years.

Nurses and nurse aides worked 4.86 hours per resident per day, against 3.95 across Kentucky and 3.86 nationally. Registered nurses accounted for 0.48 of those hours.

70.5% of nursing staff left within the year CMS measured (Kentucky average 46.4%).

Health inspections

Federal rules call for a standard inspection at least every 15 months, plus a visit whenever a complaint is filed. Each mark below is one citation, colored by how serious inspectors rated it. How to read a citation.

Under each citation, the quoted text is the inspector's own summary from the federal statement of deficiencies (CMS form 2567), word for word apart from a privacy scrub; CMS removes residents' and staff names before it publishes the text. The full notes are on Medicare.gov.

010/22

501/25

103/26

Potential for minimal harm Potential for more than minimal harm Actual harm Immediate jeopardy Found on a complaint visit

Where its citations fall on CMS's grid

CMS rates every citation by how much harm it caused (rows) and how many residents it touched (columns). The count in each box is this home's, across all 6 health citations on file.

Severity

Isolated

Pattern

Widespread

Immediate jeopardy

Actual harm

Potential for more than minimal harm

Potential for minimal harm

March 27, 2026Standard inspection · 1 citation

D

Provide special eating equipment and utensils for residents who need them and appropriate assistance.

F810 · Nutrition and Dietary · No actual harm, potential for more than minimal harm, isolated · Corrected (the home has a date of correction) April 17, 2026

Inspectors wroteBased on observation, interview, and review of facility policy, it was determined the facility failed to provide special eating equipment and utensils for residents who need them and appropriate assistance to ensure that the resident can use the assistive devices when consuming meals and snacks for one of 15 sampled residents (Resident (R) 31).

January 24, 2025Standard inspection, Complaint inspection · 5 citations

D

Timely report suspected abuse, neglect, or theft and report the results of the investigation to proper authorities.

F609 · Freedom from Abuse, Neglect, and Exploitation · No actual harm, potential for more than minimal harm, isolated · found on a complaint visit · Corrected (the home has a date of correction) March 2, 2025

Inspectors wroteBased on interview, record review, and review of facility policy, the facility failed to ensure an allegation of suspected abuse was reported in accordance with §42 CFR 483.12 (c)(1), for 1 of 12 sampled residents, (Resident (R)45). In interview, a Licensed Practical Nurse (LPN) and a Registered Nurse (RN) stated they reported to facility leadership an allegation of sexual abuse involving R44 and R45 in mid-December, 2024. However, per the facility's report, the abuse incident allegedly occurred on 12/31/2024, approximately 17 days after the nurses reporting the allegation.
D

Ensure each resident receives an accurate assessment.

F641 · Resident Assessment and Care Planning · No actual harm, potential for more than minimal harm, isolated · Corrected (the home has a date of correction) March 2, 2025

Inspectors wroteBased on interview, record review, and review of the Centers for Medicare and Medicaid Services (CMS) Resident Assessment Instrument (RAI) 3.0 User's Manual Version 1.19.1, the facility failed to ensure Minimum Data Set (MDS) Assessments accurately reflected the resident status for 3 of 12 sampled residents. (Residents (R)43, 31, and 13). Record review revealed R13, R31, and R43 did not have MDS Discharge Assessments completed as required upon being discharged from the facility.
D

Develop and implement a complete care plan that meets all the resident's needs, with timetables and actions that can be measured.

F656 · Resident Assessment and Care Planning · No actual harm, potential for more than minimal harm, isolated · found on a complaint visit · Corrected (the home has a date of correction) March 2, 2025

Inspectors wroteBased on observation, interview, record review, and review of facility policy, the facility failed to develop and implement a comprehensive care plan for 2 of 12 sampled residents, (Residents (R)30, and 45). Record review revealed R30 was care planned to have both a bed and chair alarm in place; however, observation on 01/23/2025 at 10:58 AM, revealed the chair and bed alarms were not visualized as in use. Additionally, record review revealed R45 was care planned for having difficulty finding her room and a name plate with a picture with a picture of her favorite animal was to be placed outside her room to make it easier for her to find her room consistently. However, observation on 01/08/2025 at 4:40 PM, and 01/09/2025 at 10:03 AM, revealed no name on R45's nameplate and no picture of a horse (her favorite animal) outside the resident's door as per her care plan.
D

Ensure drugs and biologicals used in the facility are labeled in accordance with currently accepted professional principles; and all drugs and biologicals must be stored in locked compartments, separately locked, compartments for controlled drugs.

F761 · Pharmacy Service · No actual harm, potential for more than minimal harm, isolated · Corrected (the home has a date of correction) March 2, 2025

Inspectors wroteBased on observation, interview, and review of facility policy, the facility failed to store drugs in accordance with currently accepted professional practices for 1 of 2 medication carts audited out of a total of 2 medication carts and 1 of 1 audited medication rooms. Observation of the East Hall medication cart revealed 12 insulin pens not properly labeled for 8 of 15 residents. (Residents (R)32 32, 36, 17, 23, 15, 20, 35, and 5). Observation of the East Hall medication room revealed a vial of Tubersol solution (an injectable medication used to test for tuberculosis) not properly stored in the medication refrigerator.
D

Provide and implement an infection prevention and control program.

F880 · Infection Control · No actual harm, potential for more than minimal harm, isolated · Corrected (the home has a date of correction) March 2, 2025

Inspectors wroteBased on observation, interview and review of facility policy, the facility failed to establish and maintain an effective infection prevention and control program for 4 of 12 sampled residents (Resident (R)5, R10, R34, and R4). Observation of a cart located by the 100 hall nurse's station revealed no Personal Protective Equipment (PPE) gowns present in the cart. Observation of the cart on the 200 hall revealed no PPE gowns present in that cart. 1 (a). Observation revealed R34 had an indwelling catheter and the resident's room door had signage for enhanced barrier precautions (EBP). However, no Personal Protective Equipment (PPE) observed outside R4's door. R4, in interview, reported having a wound on his sacrum. (b). Observation of R10's room door had a sign for contact precautions; however, there was no PPE visible near the resident's door or in the hallway. [...]

October 19, 2022Standard inspection · 0 citations

Fire safety inspections

19 fire safety citations on file: 7 on March 27, 2026, 7 on January 24, 2025, 5 on October 19, 2022.

Every fire safety citation19 citations

F
Conduct risk assessment and an All-Hazards approach.

E 6 · March 27, 2026 · Corrected (the home has a date of correction)
F
Establish staff and initial training requirements.

E 37 · March 27, 2026 · Corrected (the home has a date of correction)
F
Inspect, test, and maintain automatic sprinkler systems.

K 353 · March 27, 2026 · Corrected (the home has a date of correction)
F
Ensure that building systems meet requirements determined by risk assessment procedures performed by qualified personnel.

K 901 · March 27, 2026 · Corrected (the home has a date of correction)
F
Ensure that testing and maintenance of electrical equipment is performed.

K 921 · March 27, 2026 · Corrected (the home has a date of correction)
E
Install an approved automatic sprinkler system.

K 351 · March 27, 2026 · Corrected (the home has a date of correction)
E
Have simulated fire drills held at unexpected times.

K 712 · March 27, 2026 · Corrected (the home has a date of correction)
F
Develop and maintain an Emergency Preparedness Program (EP).

E 4 · January 24, 2025 · Corrected (the home has a date of correction)
F
Conduct risk assessment and an All-Hazards approach.

E 6 · January 24, 2025 · Corrected (the home has a date of correction)
F
Develop a communication plan.

E 29 · January 24, 2025 · Corrected (the home has a date of correction)
F
Conduct testing and exercise requirements.

E 39 · January 24, 2025 · Corrected (the home has a date of correction)
F
Have generator or other power source capable of supplying service within 10 seconds.

K 918 · January 24, 2025 · Corrected (the home has a date of correction)
E
Ensure that special areas are constructed so that walls can resist fire for one hour or have an approved fire extinguishing system.

K 321 · January 24, 2025 · Corrected (the home has a date of correction)
E
Have proper medical gas storage and administration areas.

K 923 · January 24, 2025 · Corrected (the home has a date of correction)
F
Install emergency lighting that can last at least 1 1/2 hours.

K 291 · October 19, 2022 · Corrected (the home has a date of correction)
F
Properly select, install, inspect, or maintain portable fire extinguishes.

K 355 · October 19, 2022 · Corrected (the home has a date of correction)
F
Ensure receptacles at patient bed locations and where general anesthesia is administered, are tested after initial installation, replacement or servicing.

K 914 · October 19, 2022 · Corrected (the home has a date of correction)
F
Have generator or other power source capable of supplying service within 10 seconds.

K 918 · October 19, 2022 · Corrected (the home has a date of correction)
E
Ensure that special areas are constructed so that walls can resist fire for one hour or have an approved fire extinguishing system.

K 321 · October 19, 2022 · Corrected (the home has a date of correction)

Fines and payment denials

CMS lists no fines or payment denials against this home in the last three years. The national average is 0.9 fines per home.

Staffing

Hours of care per resident per day, from the payroll records every home sends CMS. Higher means more staff time with each resident.

Measure	This home	Kentucky	United States
All nursing staff (RN, LPN and aides)	4.86	3.95	3.86
Registered nurses	0.48	0.79	0.69
All nursing staff on weekends	4.17	3.49	3.42
Nurse aides	3.20
Licensed practical nurses	1.18
Nursing staff turnover (share who left in a year)	70.5%	46.4%	45.8%
Registered nurse turnover	66.7%	41.8%	42.9%
Administrators who left	3

CMS expects 3.76 hours a day for residents as sick as this home's (its case-mix figure). The staffing star compares the two.

Staffing by quarter, from daily payroll records

Every nursing home sends CMS its staff hours for each day (the Payroll Based Journal). Here they are added up by quarter. The latest quarter is the one behind the figures above. In January to March 2026, nursing staff hours per resident were 5.13 on weekdays and 4.17 on weekends, 19% lower on weekends (nationally, weekends ran 15% lower). Contract or agency staff worked 21.8% of nursing hours, against 5.3% nationally. Total nursing hours per resident went from 4.35 in April to June 2025 to 4.86 in January to March 2026.

Quarter	All nursing staff	Registered nurses	Weekdays	Weekends	Contract staff share	Days with no RN hours	Residents a day
Jan to Mar 2026	4.86	0.48	5.13	4.17	21.8%	2 of 90	39
Oct to Dec 2025	4.62	0.41	4.86	4.00	18.8%	0 of 92	41
Jul to Sep 2025	4.51	0.48	4.79	3.80	20.8%	2 of 92	43
Apr to Jun 2025	4.35	0.42	4.64	3.62	29.3%	0 of 91	45
United States, Jan to Mar 2026	3.75	0.62	3.92	3.33	5.3%	0.5% of days
Kentucky, Jan to Mar 2026	3.85	0.71	4.04	3.40	3.2%	0.1% of days

Hours per resident per day: staff hours in the quarter divided by resident days (the daily census CMS derives from resident assessments). Registered nurses include the director of nursing and RNs with administrative duties; aides include nurse aides in training and medication aides, as in CMS's own staffing measure. How these are calculated.

Staff pay reports

Staff pay at this home

No staff pay figure for this home has passed review yet. A figure appears only after at least 5 reports from at least 3 different people, sent over at least 60 days, have passed review. If you work here, your report helps start one.

Official wage estimates for Kentucky

Job	Median	Middle half	Employed
Kentucky, all employers
CNAs (nursing assistants)	$18.45	$17.38 to $21.21	23,410
LPNs and LVNs	$29.07	$26.10 to $31.29	8,570
Registered nurses	$38.96	$36.38 to $46.73	50,300
United States, nursing care facilities
CNAs (nursing assistants)	$20.67	$17.91 to $22.55	534,270
LPNs and LVNs	$33.86	$30.05 to $37.40	188,210
Registered nurses	$41.11	$37.85 to $47.68	142,270

Hourly wages; the middle half runs from the 25th to the 75th percentile. Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025. BLS has no separate estimate for medication aides. These are survey estimates for whole occupations, not figures for any one home.

How staff pay reports work · CNA pay by state

Quality measures

The measures CMS uses for the quality star. Lower is better for every one of them.

Measure	This home	Kentucky	US
Percentage of long-stay residents whose need for help with daily activities has increased Long Stay residents, 2025Q2-2026Q1	23.8	13.8	13.9
Percentage of long-stay residents with a catheter inserted and left in their bladder Long Stay residents, 2025Q2-2026Q1	1.6	0.5	0.8
Percentage of long-stay residents with a urinary tract infection Long Stay residents, 2025Q2-2026Q1	1.9	1.6	1.6
Percentage of long-stay residents experiencing one or more falls with major injury Long Stay residents, 2025Q2-2026Q1	3.1	3.9	3.2
Percentage of short-stay residents who newly received an antipsychotic medication Short Stay residents, 2025Q2-2026Q1	0.0	1.7	1.6
Percentage of long-stay residents whose ability to walk independently worsened Long Stay residents, 2025Q2-2026Q1	26.9	14.0	14.1
Percentage of long-stay residents with pressure ulcers Long Stay residents, 2025Q2-2026Q1	6.4	4.8	4.6
Percentage of long-stay residents who received an antipsychotic medication Long Stay residents, 2025Q2-2026Q1	32.0	16.1	15.4
Number of hospitalizations per 1000 long-stay resident days Long Stay residents, 20250101-20251231	2.2	1.9	1.9
Number of outpatient emergency department visits per 1000 long-stay resident days Long Stay residents, 20250101-20251231	2.6	2.1	1.8

Short-term rehab results

For a stay to recover after a hospital visit, these are the results CMS publishes for Tradewater Pointe's Medicare short-stay residents. On returning residents home or to the community, CMS rates it no different from the national rate (38.7% of residents, after adjusting for how sick they were). How to read these, and what Medicare pays for.

Went home or back to the community

38.7% this home

No different from the national rate

US median of homes 51.5% · Kentucky: 38 better, 49 worse

Rate of successful return to home or community from a SNF (risk-standardized discharge to community rate). Higher is better. October 2022 to September 2024. 29 eligible stays.

Potentially preventable readmissions

11.6% this home

No different from the national rate

US median of homes 10.7% · Kentucky: 0 better, 12 worse

Rate of potentially preventable hospital readmissions 30 days after discharge from a SNF (risk-standardized rate). Lower is better. October 2022 to September 2024. 43 eligible stays.

Infections that led to a hospital stay

7.9% this home

No different from the national rate

US median of homes 7.1% · Kentucky: 0 better, 6 worse

Percentage of infections residents got during their SNF stay that resulted in hospitalization (risk-standardized rate). Lower is better. October 2023 to September 2024. 31 eligible stays.

Self-care and mobility at discharge

Not reported

CMS note: The number of residents or resident stays is too small to report. Call the facility to discuss this quality measure.

Median of homes: Kentucky49.5% · US 56.6%

Percentage of residents who are at or above an expected ability to care for themselves and move around at discharge. Higher is better. October 2024 to September 2025. 14 residents counted.

Falls with major injury

Not reported

CMS note: The number of residents or resident stays is too small to report. Call the facility to discuss this quality measure.

Median of homes: Kentucky0.0% · US 0.0%

Percentage of SNF residents who experience one or more falls with major injury during their SNF stay. Lower is better. October 2024 to September 2025. 18 residents counted.

New or worsened pressure ulcers

Not reported

CMS note: The number of residents or resident stays is too small to report. Call the facility to discuss this quality measure.

Median of homes: Kentucky2.6% · US 1.7%

Percentage of residents with pressure ulcers or pressure injuries that are new or worsened (adjusted rate). Lower is better. October 2024 to September 2025. 18 residents counted.

Medication list given at discharge

Not reported

CMS note: The number of residents or resident stays is too small to report. Call the facility to discuss this quality measure.

Median of homes: Kentucky98.1% · US 98.7%

Percentage of residents where the SNF provided a current medication list to the resident, family, and/or caregiver at final discharge. Higher is better. October 2024 to September 2025. 1 residents counted.

Source: CMS Skilled Nursing Facility Quality Reporting Program - Provider Data, released 2026-09-30. Better, no different and worse are CMS's own comparisons with the national rate, after adjusting for how sick residents were. Medians of homes and the state counts are worked out by us from the same file.

Owners and operators

Legal business name: TRADEWATER POINTE, LLC.

Name	Role	Type	Share	Since
Brenda Lowry Irrv Tr Fbo James Lowry	5% or greater direct ownership interest	Organization	16%	12/31/2025
David Lowry Irrv Tr Fbo Matthew Lowry	5% or greater direct ownership interest	Organization	26%	12/31/2025
James Lowry Family Irrv Tr	5% or greater direct ownership interest	Organization	10%	01/07/2010
Lowry, Brenda	5% or greater direct ownership interest	Individual	25%	12/31/2025
Lowry, David	5% or greater direct ownership interest	Individual	24%	12/31/2025
Lowry, Brenda	Managing control - governing body	Individual		06/30/2024
Lowry, David	Managing control - governing body	Individual		06/30/2024
Lowry, James	Managing control - governing body	Individual		06/30/2024
Lowry, Matthew	Managing control - governing body	Individual		06/30/2024
Concord Health Systems Management Group Inc	Operational/managerial control	Organization		03/30/2007
Curtis, Margaret	Operational/managerial control	Individual		05/07/2025
Lowry, Brenda	Operational/managerial control	Individual		06/30/2024
Lowry, James	Operational/managerial control	Individual		06/30/2024
Taylor, Mackenzie	Operational/managerial control	Individual		01/16/2025
Lowry, Brenda	Trustee of the SNF	Individual		06/30/2024
Lowry, James	Trustee of the SNF	Individual		03/17/2026
Lowry, Matthew	Trustee of the SNF	Individual		07/31/2025
Brenda Lowry Irrv Tr Fbo James Lowry	Adp of the SNF	Organization		12/31/2025
Concord Health Systems Management Group Inc	Adp of the SNF	Organization		01/16/2025
Concord Professional Properties LLC	Adp of the SNF	Organization		01/16/2025
David Lowry Irrv Tr Fbo Matthew Lowry	Adp of the SNF	Organization		12/31/2025
Hargis & Associates, LLC	Adp of the SNF	Organization		01/16/2025
James Lowry Family Irrv Tr	Adp of the SNF	Organization		01/16/2025
Curtis, Margaret	Adp of the SNF	Individual		05/07/2025
Davis, Steve	Adp of the SNF	Individual		01/16/2025
Hargis, Forwood	Adp of the SNF	Individual		01/16/2025
Lowry, Brenda	Adp of the SNF	Individual		06/30/2024
Lowry, David	Adp of the SNF	Individual		12/31/2025
Lowry, James	Adp of the SNF	Individual		06/30/2024
McIntosh, Sarah	Adp of the SNF	Individual		01/16/2025
Patel, Harshul	Adp of the SNF	Individual		01/16/2025
Taylor, Mackenzie	Adp of the SNF	Individual		01/16/2025
Wilcher, Robyn	Adp of the SNF	Individual		01/16/2025

As listed in the CMS ownership file, which names owners with a 5% or greater stake and the people and companies with operational or managerial control.

Questions to ask on a visit

Chosen from this home's own inspection record.

When is the care plan meeting, and can family attend it?Inspectors cited 2 problems in this area, most recently on January 24, 2025: "Ensure each resident receives an accurate assessment."
Can we see a week of menus and the kitchen, and how are special diets handled?Inspectors cited 1 problem in this area, most recently on March 27, 2026: "Provide special eating equipment and utensils for residents who need them and appropriate assistance."
How are allegations of abuse or neglect reported and investigated, and who tells the family?Inspectors cited 1 problem in this area, most recently on January 24, 2025: "Timely report suspected abuse, neglect, or theft and report the results of the investigation to proper authorities."
How are medications reviewed, and how often are antipsychotic or sedating drugs used?Inspectors cited 1 problem in this area, most recently on January 24, 2025: "Ensure drugs and biologicals used in the facility are labeled in accordance with currently accepted professional principles; and all drugs and biologicals must be stored in locked compartments, separately locked, compartments for controlled drugs."
How long has the current administrator been here?CMS counts 3 administrators who left in the period it measured.

Other nursing homes nearby

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Madisonville Health and Rehabilitation, LLC
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Brighton Cornerstone Group, LLC
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Park Grove Nursing and Rehabilitation Center
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Ridgewood Terrace Health and Rehabilitation Center
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Shady Lawn Nursing and Rehabilitation Center
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Joseph Eddie Ballard Western Kentucky Veterans Cen
Hanson, 21.2 mi · 5 of 5 stars · 2 citations

Kentucky contacts for a concern about a nursing home

These are the official offices in Kentucky. NursingHomeClear cannot take or act on complaints.

Inspections and complaints: Kentucky Office of Inspector General, Division of Health Care, the state agency that inspects nursing homes for CMS and takes complaints about care.
Resident advocate: Kentucky State Long-Term Care Ombudsman Program, Nursing Home Ombudsman Agency of the Bluegrass, (800) 372-2991. The long-term care ombudsman is a free, confidential advocate for residents and families, set up under the federal Older Americans Act.
State inspection reports: Kentucky OIG Nursing Home Inspection Findings, where Kentucky publishes its own records on licensed homes.

Common questions

What is Tradewater Pointe's Medicare star rating?: CMS rates Tradewater Pointe 3 out of 5 stars overall, with 4 for health inspections, 3 for staffing and 1 for quality measures (CMS data as of September 1, 2026).
How many deficiencies did Tradewater Pointe get at its last inspection?: 1 health deficiency at the standard inspection on March 27, 2026. The Kentucky average is 2.9.
Has Tradewater Pointe been fined?: CMS lists no fines in the last three years.
Does Tradewater Pointe accept Medicaid?: It is certified to take Medicaid (CMS lists it as "Medicare and Medicaid"). Certification does not mean a Medicaid bed is open: ask the admissions office.
Who owns Tradewater Pointe?: CMS lists 33 owners and managers. Legal business name: TRADEWATER POINTE, LLC.

Sources

Ratings, staffing and fines: CMS Provider Information, released September 30, 2026, data as of September 1, 2026.
Citations: CMS Health Deficiencies and Fire Safety Deficiencies.
Owners: CMS Ownership. Penalties: CMS Penalties.
Staffing by quarter: CMS Payroll Based Journal Daily Nurse Staffing, April 2025 to March 2026, summed by NursingHomeClear.
Inspector summaries: CMS Full Statement of Deficiencies (CMS-2567 text), data as of September 1, 2026. Each quote is the part of the statement before the detailed findings.
Inspection reports with the inspectors' full notes are on this home's Medicare.gov page.
Something wrong on this page? Ask for a correction. We fix errors in our copy of the data; findings themselves can only be changed by CMS and the state.
NursingHomeClear is independent and not affiliated with CMS, Medicare or any state agency. This page reports federal records; it does not rate, recommend or endorse any home, and it is not medical or legal advice.